Lower Back (Lumbar Spine) CT scan (with and without contrast) at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$861.41

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,794.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$162.11 with health partners vs $1,507.46 with first health (a c e g h u b d n o r s) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
health partners hpi medicare (amu) $162.11 ↓ -81%
medicaid medicaid ma (m) $167.11 ↓ -81%
all other medicaid all other medicaid (m) $167.11 ↓ -81%
allina aetna medicare (m) allina aetna medicare (m) $171.73 ↓ -80%
south country health alliance scha pmap (m) $172.12 ↓ -80%
health partners hpi pmap (amu) $177.12 ↓ -79%
medicare other all other medicare (m) $180.77 ↓ -79%
medicare medicare (m) $180.77 ↓ -79%
blue cross blue shield of minnesota bc pmap (amu) $186.07 ↓ -78%
medica medica medicare (m) $188.00 ↓ -78%
bcbs bc medicare (m) $189.81 ↓ -78%
hennepin health hennepin health (m) $190.51 ↓ -78%
south country health alliance scha msho (m) $202.08 ↓ -77%
uhc ubh pmap uhc ubh pmap (m) $208.89 ↓ -76%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $361.07 ↓ -58%
medica pmap (um) medica pmap (um) $398.40 ↓ -54%
health partners hpi (u m) $417.03 ↓ -52%
blue cross blue shield of minnesota bc state health plan (mu) $418.96 ↓ -51%
blue cross blue shield of minnesota bc premier (m u) $444.68 ↓ -48%
health partners hpi cigna (mu) $445.67 ↓ -48%
bcbs bc aehp (mu) $523.09 ↓ -39%
blue cross blue shield of minnesota bc high value/performance network (mu) $561.53 ↓ -35%
medica dual solutions (e g) medica dual solutions (m) $654.00 ↓ -24%
aetna aetna elevate (amu) $735.00 ↓ -15%
aetna aetna performance (amu) $788.00 ↓ -9%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $814.98 ↓ -5%
medica health system medica elect (u m) $943.00 ↑ +9%
medica mhps medica mhps (u m) $984.00 ↑ +14%
medica medica essentials (u m) $984.00 ↑ +14%
medica health system medica choice (u m) $1,036.00 ↑ +20%
aetna direct network aetna direct network (amu) $1,136.00 ↑ +32%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $1,200.95 ↑ +39%
medica ubh (m) medica ubh (m) $1,256.22 ↑ +46%
united healthcare (um) united healthcare (um) $1,379.00 ↑ +60%
medica ubh pmap medica ubh pmap (m) $1,435.68 ↑ +67%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,507.46 ↑ +75%

Visitor-reported prices

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Lower Back (Lumbar Spine) CT scan (with and without contrast) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $2,624.80 $186.92 – $2,952.90
Sanford Bemidji Medical Center Bemidji $3,072.80 $132.55 – $3,456.90
Sanford Worthington Medical Center Worthington $2,712.00 $135.41 – $3,051.00
Sanford Thief River Falls Medical Center Thief River Falls $2,896.80 $186.92 – $3,258.90
Sanford Behavioral Health Thief River Falls Thief River Falls $2,896.80 $186.92 – $3,258.90
United Hospital MN | 1175 Nininger Road. Hastings $861.41 $162.11 – $1,136.00
Owatonna Hospital Owatonna $1,821.51 $167.11 – $709.05
Abbott Northwestern Hospital MN 55407 $861.41 $162.11 – $1,136.00

All Minnesota hospitals for this procedure →