Knee MRI (without contrast) at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$820.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,710.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$220.12 with health partners vs $1,900.00 with united healthcare (um) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
health partners hpi medicare (amu) $220.12 ↓ -73%
medicaid medicaid ma (m) $227.33 ↓ -72%
all other medicaid all other medicaid (m) $227.33 ↓ -72%
blue cross blue shield of minnesota bc pmap (amu) $232.86 ↓ -72%
allina aetna medicare (m) allina aetna medicare (m) $233.60 ↓ -72%
south country health alliance scha pmap (m) $234.15 ↓ -71%
health partners hpi pmap (amu) $240.50 ↓ -71%
medicare medicare (m) $245.90 ↓ -70%
medicare other all other medicare (m) $245.90 ↓ -70%
medica medica medicare (m) $255.74 ↓ -69%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $258.08 ↓ -69%
bcbs bc medicare (m) $258.19 ↓ -69%
hennepin health hennepin health (m) $259.16 ↓ -68%
south country health alliance scha msho (m) $274.89 ↓ -67%
uhc ubh pmap uhc ubh pmap (m) $284.16 ↓ -65%
medica pmap (um) medica pmap (um) $284.76 ↓ -65%
blue cross blue shield of minnesota bc state health plan (mu) $524.30 ↓ -36%
blue cross blue shield of minnesota bc premier (m u) $556.49 ↓ -32%
health partners hpi cigna (mu) $605.14 ↓ -26%
bcbs bc aehp (mu) $654.61 ↓ -20%
blue cross blue shield of minnesota bc high value/performance network (mu) $702.72 ↓ -14%
health partners hpi (u m) $784.99 ↓ -4%
medica dual solutions (e g) medica dual solutions (m) $855.00 ↑ +4%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $858.38 ↑ +5%
medica health system medica elect (u m) $860.00 ↑ +5%
medica ubh (m) medica ubh (m) $897.89 ↑ +9%
medica mhps medica mhps (u m) $898.00 ↑ +9%
medica medica essentials (u m) $898.00 ↑ +9%
medica health system medica choice (u m) $945.00 ↑ +15%
aetna aetna elevate (amu) $958.00 ↑ +17%
aetna aetna performance (amu) $1,026.00 ↑ +25%
medica ubh pmap medica ubh pmap (m) $1,026.16 ↑ +25%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,077.47 ↑ +31%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $1,201.56 ↑ +46%
aetna direct network aetna direct network (amu) $1,474.00 ↑ +80%
united healthcare (um) united healthcare (um) $1,900.00 ↑ +131%

Visitor-reported prices

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Knee MRI (without contrast) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $3,237.60 $253.81 – $3,642.30
Sanford Westbrook Hospital Westbrook $2,818.40 $253.81 – $3,170.70
Sanford Bagley Medical Center Bagley $2,974.40 $253.81 – $3,346.20
Sanford Wheaton Wheaton $2,514.40 $253.81 – $2,828.70
Sanford Luverne Medical Center Luverne $2,682.40 $253.81 – $3,017.70
Sanford Bemidji Medical Center Bemidji $2,974.40 $176.78 – $3,346.20
Sanford Worthington Medical Center Worthington $2,912.28 $180.60 – $3,276.32
Sanford Tracy Hospital Tracy $2,818.40 $253.81 – $3,170.70

All Minnesota hospitals for this procedure →