Inj cntr knee arthro incl ct/mri at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$370.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$772.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$93.54 with blue cross blue shield of minnesota vs $3,243.00 with aetna direct network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $93.54 ↓ -75%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $155.51 ↓ -58%
medica pmap (um) medica pmap (um) $171.58 ↓ -54%
blue cross blue shield of minnesota bc state health plan (mu) $178.53 ↓ -52%
blue cross blue shield of minnesota bc premier (m u) $189.53 ↓ -49%
bcbs bc aehp (mu) $222.96 ↓ -40%
blue cross blue shield of minnesota bc high value/performance network (mu) $239.34 ↓ -35%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $453.69 ↑ +22%
medica dual solutions (e g) medica dual solutions (m) $468.00 ↑ +26%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $517.22 ↑ +39%
medica ubh (m) medica ubh (m) $541.03 ↑ +46%
medica ubh pmap medica ubh pmap (m) $618.32 ↑ +67%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $649.24 ↑ +75%
medica health system medica elect (u m) $1,158.00 ↑ +212%
medica medica essentials (u m) $1,210.00 ↑ +226%
medica mhps medica mhps (u m) $1,210.00 ↑ +226%
medica health system medica choice (u m) $1,273.00 ↑ +243%
aetna aetna elevate (amu) $2,104.00 ↑ +467%
aetna aetna performance (amu) $2,255.00 ↑ +508%
united healthcare (um) united healthcare (um) $2,580.00 ↑ +595%
aetna direct network aetna direct network (amu) $3,243.00 ↑ +774%

Visitor-reported prices

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Inj cntr knee arthro incl ct/mri at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $599.20 $1.02 – $674.10
United Hospital MN | 1175 Nininger Road. Hastings $370.99 $93.54 – $3,243.00
Owatonna Hospital Owatonna $581.84 $103.08 – $1,002.38
Abbott Northwestern Hospital MN 55407 $370.99 $93.54 – $3,243.00
Allina Health Faribault Medical Center Faribualt $581.84 $103.08 – $1,002.38
New Ulm Medical Center MN 56073 $678.10 $102.66 – $990.26
Buffalo Hospital Buffalo $581.84 $103.08 – $1,002.38
Cambridge Medical Center Cambridge $581.84 $103.08 – $1,002.38

All Minnesota hospitals for this procedure →