Factor ix at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$76.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$160.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.45 with blue cross blue shield of minnesota vs $65.77 with first health (a c e g h u b d n o r s) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $12.45 ↓ -84%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $15.75 ↓ -80%
medica pmap (um) medica pmap (um) $17.38 ↓ -77%
allina aetna medicare (m) allina aetna medicare (m) $17.73 ↓ -77%
medicare medicare (m) $18.66 ↓ -76%
medicare other all other medicare (m) $18.66 ↓ -76%
medicaid medicaid ma (m) $19.02 ↓ -75%
all other medicaid all other medicaid (m) $19.02 ↓ -75%
medica medica medicare (m) $19.41 ↓ -75%
bcbs bc medicare (m) $19.59 ↓ -75%
south country health alliance scha pmap (m) $19.59 ↓ -75%
south country health alliance scha msho (m) $20.94 ↓ -73%
hennepin health hennepin health (m) $21.68 ↓ -72%
uhc ubh pmap uhc ubh pmap (m) $23.77 ↓ -69%
aetna aetna elevate (amu) $27.60 ↓ -64%
blue cross blue shield of minnesota bc state health plan (mu) $28.03 ↓ -64%
aetna aetna performance (amu) $29.36 ↓ -62%
blue cross blue shield of minnesota bc premier (m u) $29.75 ↓ -61%
health partners hpi pmap (amu) $34.18 ↓ -56%
medica dual solutions (e g) medica dual solutions (m) $34.77 ↓ -55%
bcbs bc aehp (mu) $34.99 ↓ -54%
blue cross blue shield of minnesota bc high value/performance network (mu) $37.56 ↓ -51%
health partners hpi medicare (amu) $39.53 ↓ -49%
aetna direct network aetna direct network (amu) $42.78 ↓ -44%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $45.96 ↓ -40%
united healthcare (um) united healthcare (um) $47.37 ↓ -38%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $52.40 ↓ -32%
medica ubh (m) medica ubh (m) $54.81 ↓ -29%
medica health system medica elect (u m) $58.15 ↓ -24%
medica medica essentials (u m) $60.71 ↓ -21%
medica mhps medica mhps (u m) $60.71 ↓ -21%
medica ubh pmap medica ubh pmap (m) $62.64 ↓ -19%
health partners hpi cigna (mu) $63.85 ↓ -17%
medica health system medica choice (u m) $63.89 ↓ -17%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $65.77 ↓ -14%

Visitor-reported prices

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Factor ix at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $83.20 $33.66 – $88.20
Sanford Behavioral Health Thief River Falls Thief River Falls $83.20 $33.66 – $88.20
United Hospital MN | 1175 Nininger Road. Hastings $76.90 $12.45 – $34.18
Owatonna Hospital Owatonna $89.71 $17.73 – $45.97
Abbott Northwestern Hospital MN 55407 $76.90 $12.45 – $63.85
Allina Health Faribault Medical Center Faribualt $89.71 $17.73 – $45.97
New Ulm Medical Center MN 56073 $96.88 $17.73 – $64.52
Buffalo Hospital Buffalo $89.71 $17.73 – $45.97

All Minnesota hospitals for this procedure →