Established Patient Office Visit (level 4) at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$205.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$427.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with medica ubh (m) vs $454.14 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
medica ubh (m) medica ubh (m) $0.01 ↓ -100%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $83.94 ↓ -59%
medica pmap (um) medica pmap (um) $94.93 ↓ -54%
all other medicaid all other medicaid (m) $98.12 ↓ -52%
medicaid medicaid ma (m) $98.12 ↓ -52%
south country health alliance scha pmap (m) $101.06 ↓ -51%
hennepin health hennepin health (m) $111.86 ↓ -46%
health partners hpi medicare (amu) $117.74 ↓ -43%
uhc ubh pmap uhc ubh pmap (m) $122.65 ↓ -40%
health partners hpi pmap (amu) $128.64 ↓ -37%
aetna aetna elevate (amu) $147.06 ↓ -28%
united healthcare (um) united healthcare (um) $155.00 ↓ -24%
aetna aetna performance (amu) $156.45 ↓ -24%
blue cross blue shield of minnesota bc pmap (amu) $177.50 ↓ -14%
medica dual solutions (e g) medica dual solutions (m) $189.85 ↓ -8%
health partners hpi (u m) $224.35 ↑ +9%
aetna direct network aetna direct network (amu) $227.96 ↑ +11%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $244.90 ↑ +19%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $279.19 ↑ +36%
medica health system medica elect (u m) $317.54 ↑ +55%
health partners hpi cigna (mu) $323.69 ↑ +58%
medica medica essentials (u m) $331.52 ↑ +62%
medica mhps medica mhps (u m) $331.52 ↑ +62%
medica ubh pmap medica ubh pmap (m) $333.76 ↑ +63%
blue cross blue shield of minnesota bc state health plan (mu) $338.75 ↑ +65%
medica health system medica choice (u m) $348.92 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $350.45 ↑ +71%
blue cross blue shield of minnesota bc premier (m u) $359.63 ↑ +75%
bcbs bc aehp (mu) $423.06 ↑ +106%
blue cross blue shield of minnesota bc high value/performance network (mu) $454.14 ↑ +121%

Visitor-reported prices

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Established Patient Office Visit (level 4) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $192.00 $55.44 – $206.10
Sanford Westbrook Hospital Westbrook $256.00 $51.81 – $192.60
Sanford Bagley Medical Center Bagley $253.60 $76.75 – $285.30
Sanford Wheaton Wheaton $200.00 $60.53 – $225.00
Sanford Luverne Medical Center Luverne $273.60 $82.80 – $307.80
Sanford Bemidji Medical Center Bemidji $253.60 $117.08 – $250.20
Sanford Worthington Medical Center Worthington $680.80 $88.78 – $206.10
Sanford Tracy Hospital Tracy $256.00 $51.81 – $192.60

All Minnesota hospitals for this procedure →