Established Patient Office Visit (level 1) at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$119.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$249.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with medica ubh (m) vs $323.69 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
medica ubh (m) medica ubh (m) $0.01 ↓ -100%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $12.51 ↓ -90%
all other medicaid all other medicaid (m) $17.86 ↓ -85%
medicaid medicaid ma (m) $17.86 ↓ -85%
south country health alliance scha pmap (m) $18.40 ↓ -85%
hennepin health hennepin health (m) $20.36 ↓ -83%
blue cross blue shield of minnesota bc pmap (amu) $20.79 ↓ -83%
aetna aetna elevate (amu) $21.93 ↓ -82%
uhc ubh pmap uhc ubh pmap (m) $22.32 ↓ -81%
aetna aetna performance (amu) $23.33 ↓ -81%
aetna direct network aetna direct network (amu) $33.99 ↓ -72%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $36.51 ↓ -70%
blue cross blue shield of minnesota bc state health plan (mu) $39.67 ↓ -67%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $41.62 ↓ -65%
blue cross blue shield of minnesota bc premier (m u) $42.11 ↓ -65%
bcbs bc aehp (mu) $49.55 ↓ -59%
medica ubh pmap medica ubh pmap (m) $49.76 ↓ -59%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $52.25 ↓ -56%
blue cross blue shield of minnesota bc high value/performance network (mu) $53.19 ↓ -56%
medica pmap (um) medica pmap (um) $55.48 ↓ -54%
medica dual solutions (e g) medica dual solutions (m) $110.96 ↓ -7%
health partners hpi medicare (amu) $117.74 ↓ -2%
health partners hpi pmap (amu) $128.64 ↑ +7%
united healthcare (um) united healthcare (um) $155.00 ↑ +29%
medica health system medica elect (u m) $185.58 ↑ +55%
medica mhps medica mhps (u m) $193.75 ↑ +62%
medica medica essentials (u m) $193.75 ↑ +62%
medica health system medica choice (u m) $203.92 ↑ +70%
health partners hpi (u m) $224.35 ↑ +87%
health partners hpi cigna (mu) $323.69 ↑ +170%

Visitor-reported prices

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Established Patient Office Visit (level 1) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $241.60 $22.27 – $82.80
Sanford Westbrook Hospital Westbrook $150.40 $30.02 – $111.60
Sanford Bagley Medical Center Bagley $140.00 $19.85 – $73.80
Sanford Wheaton Wheaton $140.00 $29.05 – $108.00
Sanford Luverne Medical Center Luverne $135.20 $40.91 – $152.10
Sanford Bemidji Medical Center Bemidji $140.00 $15.83 – $66.60
Sanford Worthington Medical Center Worthington $167.20 $15.55 – $73.80
Sanford Tracy Hospital Tracy $150.40 $30.02 – $111.60

All Minnesota hospitals for this procedure →