ER Visit (level 5, high severity) at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$913.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,902.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$262.88 with blue cross blue shield of minnesota vs $3,159.00 with united healthcare (um) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $262.88 ↓ -71%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $382.80 ↓ -58%
medica pmap (um) medica pmap (um) $422.38 ↓ -54%
health partners hpi medicare (amu) $558.31 ↓ -39%
medicaid medicaid ma (m) $567.39 ↓ -38%
all other medicaid all other medicaid (m) $567.39 ↓ -38%
allina aetna medicare (m) allina aetna medicare (m) $583.06 ↓ -36%
south country health alliance scha pmap (m) $584.41 ↓ -36%
blue cross blue shield of minnesota bc state health plan (mu) $599.94 ↓ -34%
health partners hpi pmap (amu) $610.01 ↓ -33%
medicare medicare (m) $613.75 ↓ -33%
medicare other all other medicare (m) $613.75 ↓ -33%
blue cross blue shield of minnesota bc premier (m u) $637.06 ↓ -30%
medica medica medicare (m) $638.30 ↓ -30%
bcbs bc medicare (m) $644.44 ↓ -29%
hennepin health hennepin health (m) $646.82 ↓ -29%
south country health alliance scha msho (m) $686.10 ↓ -25%
uhc ubh pmap uhc ubh pmap (m) $709.24 ↓ -22%
bcbs bc aehp (mu) $749.44 ↓ -18%
blue cross blue shield of minnesota bc high value/performance network (mu) $804.53 ↓ -12%
aetna aetna elevate (amu) $884.00 ↓ -3%
aetna aetna performance (amu) $948.00 ↑ +4%
health partners hpi (u m) $1,067.76 ↑ +17%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $1,124.63 ↑ +23%
medica dual solutions (e g) medica dual solutions (m) $1,204.00 ↑ +32%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $1,273.22 ↑ +39%
medica ubh (m) medica ubh (m) $1,331.82 ↑ +46%
aetna direct network aetna direct network (amu) $1,363.00 ↑ +49%
medica ubh pmap medica ubh pmap (m) $1,522.08 ↑ +67%
health partners hpi cigna (mu) $1,534.88 ↑ +68%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,598.18 ↑ +75%
medica health system medica elect (u m) $2,095.00 ↑ +129%
medica mhps medica mhps (u m) $2,187.00 ↑ +139%
medica medica essentials (u m) $2,187.00 ↑ +139%
medica health system medica choice (u m) $2,302.00 ↑ +152%
united healthcare (um) united healthcare (um) $3,159.00 ↑ +246%

Visitor-reported prices

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ER Visit (level 5, high severity) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $1,670.40 $505.50 – $1,879.20
Sanford Westbrook Hospital Westbrook $1,752.80 $530.44 – $1,971.90
Sanford Bagley Medical Center Bagley $2,052.80 $621.23 – $2,309.40
Sanford Wheaton Wheaton $1,270.40 $384.45 – $1,429.20
Sanford Luverne Medical Center Luverne $1,766.40 $534.56 – $1,987.20
Sanford Bemidji Medical Center Bemidji $2,052.80 $463.38 – $2,309.40
Sanford Worthington Medical Center Worthington $1,335.20 $473.40 – $1,502.10
Sanford Tracy Hospital Tracy $1,752.80 $530.44 – $1,971.90

All Minnesota hospitals for this procedure →