Electrolyte panel at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$55.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$115.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.85 with ucare pmap (a b c d e g n o s u r h) vs $43.60 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $5.85 ↓ -89%
medica pmap (um) medica pmap (um) $6.46 ↓ -88%
allina aetna medicare (m) allina aetna medicare (m) $6.53 ↓ -88%
medicare medicare (m) $6.87 ↓ -88%
medicare other all other medicare (m) $6.87 ↓ -88%
medicaid medicaid ma (m) $7.00 ↓ -87%
all other medicaid all other medicaid (m) $7.00 ↓ -87%
medica medica medicare (m) $7.14 ↓ -87%
south country health alliance scha pmap (m) $7.21 ↓ -87%
bcbs bc medicare (m) $7.21 ↓ -87%
south country health alliance scha msho (m) $7.71 ↓ -86%
hennepin health hennepin health (m) $7.98 ↓ -86%
uhc ubh pmap uhc ubh pmap (m) $8.75 ↓ -84%
aetna aetna elevate (amu) $10.26 ↓ -81%
aetna aetna performance (amu) $10.91 ↓ -80%
health partners hpi pmap (amu) $12.38 ↓ -78%
medica dual solutions (e g) medica dual solutions (m) $12.92 ↓ -77%
blue cross blue shield of minnesota bc pmap (amu) $13.09 ↓ -76%
health partners hpi medicare (amu) $14.31 ↓ -74%
aetna direct network aetna direct network (amu) $15.90 ↓ -71%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $17.08 ↓ -69%
united healthcare (um) united healthcare (um) $17.61 ↓ -68%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $19.47 ↓ -65%
medica ubh (m) medica ubh (m) $20.37 ↓ -63%
medica health system medica elect (u m) $21.61 ↓ -61%
medica mhps medica mhps (u m) $22.56 ↓ -59%
medica medica essentials (u m) $22.56 ↓ -59%
health partners hpi cigna (mu) $23.11 ↓ -58%
medica ubh pmap medica ubh pmap (m) $23.28 ↓ -58%
medica health system medica choice (u m) $23.75 ↓ -57%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $24.44 ↓ -56%
blue cross blue shield of minnesota bc state health plan (mu) $32.53 ↓ -41%
blue cross blue shield of minnesota bc premier (m u) $34.52 ↓ -38%
bcbs bc aehp (mu) $40.61 ↓ -27%
blue cross blue shield of minnesota bc high value/performance network (mu) $43.60 ↓ -21%

Visitor-reported prices

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Electrolyte panel at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $109.60 $33.17 – $123.30
Sanford Westbrook Hospital Westbrook $127.20 $38.49 – $143.10
Sanford Wheaton Wheaton $66.40 $20.09 – $74.70
Sanford Luverne Medical Center Luverne $48.00 $14.53 – $54.00
Sanford Tracy Hospital Tracy $127.20 $38.49 – $143.10
Sanford Thief River Falls Medical Center Thief River Falls $116.80 $50.15 – $131.40
Sanford Behavioral Health Thief River Falls Thief River Falls $116.80 $50.15 – $131.40
United Hospital MN | 1175 Nininger Road. Hastings $55.30 $6.53 – $37.17

All Minnesota hospitals for this procedure →