Drop lock knee at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$211.78

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$441.20

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (um) vs $370.61 with medica ubh (m) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
blue cross blue shield of minnesota bc pmap (amu) $54.59 ↓ -74%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $88.77 ↓ -58%
medica pmap (um) medica pmap (um) $97.95 ↓ -54%
blue cross blue shield of minnesota bc state health plan (mu) $122.90 ↓ -42%
blue cross blue shield of minnesota bc premier (m u) $130.45 ↓ -38%
allina aetna medicare (m) allina aetna medicare (m) $131.27 ↓ -38%
medicare other all other medicare (m) $138.18 ↓ -35%
medicare medicare (m) $138.18 ↓ -35%
medicaid medicaid ma (m) $140.30 ↓ -34%
all other medicaid all other medicaid (m) $140.30 ↓ -34%
south country health alliance scha msho (m) $140.43 ↓ -34%
medica medica medicare (m) $143.71 ↓ -32%
south country health alliance scha pmap (m) $144.51 ↓ -32%
bcbs bc medicare (m) $145.09 ↓ -31%
bcbs bc aehp (mu) $153.45 ↓ -28%
aetna aetna elevate (amu) $155.52 ↓ -27%
hennepin health hennepin health (m) $159.94 ↓ -24%
blue cross blue shield of minnesota bc high value/performance network (mu) $164.72 ↓ -22%
aetna aetna performance (amu) $165.45 ↓ -22%
uhc ubh pmap uhc ubh pmap (m) $175.38 ↓ -17%
medica dual solutions (e g) medica dual solutions (m) $195.89 ↓ -8%
aetna direct network aetna direct network (amu) $241.07 ↑ +14%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $258.98 ↑ +22%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $295.25 ↑ +39%
medica health system medica elect (u m) $327.64 ↑ +55%
medica medica essentials (u m) $342.06 ↑ +62%
medica mhps medica mhps (u m) $342.06 ↑ +62%
medica ubh pmap medica ubh pmap (m) $352.96 ↑ +67%
medica health system medica choice (u m) $360.02 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $370.61 ↑ +75%
medica ubh (m) medica ubh (m) $370.61 ↑ +75%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Drop lock knee at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $211.78 $54.59 – $175.38
Owatonna Hospital Owatonna $247.07 $78.40 – $325.56
Abbott Northwestern Hospital MN 55407 $211.78 $54.59 – $175.38
Allina Health Faribault Medical Center Faribualt $247.07 $78.40 – $325.56
New Ulm Medical Center MN 56073 $180.82 $81.79 – $264.06
Buffalo Hospital Buffalo $247.07 $78.40 – $325.56
Cambridge Medical Center Cambridge $247.07 $78.40 – $325.56
River Falls Area Hospital River Falls $247.07 $80.34 – $321.97

All Minnesota hospitals for this procedure →