Cystoscopy and treatment at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$1,962.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,088.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$272.00 with united healthcare (um) vs $5,128.55 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $272.00 ↓ -86%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $664.81 ↓ -66%
medica pmap (um) medica pmap (um) $733.53 ↓ -63%
aetna aetna elevate (amu) $1,164.73 ↓ -41%
aetna aetna performance (amu) $1,239.07 ↓ -37%
blue cross blue shield of minnesota bc pmap (amu) $1,311.77 ↓ -33%
medica dual solutions (e g) medica dual solutions (m) $1,467.06 ↓ -25%
aetna direct network aetna direct network (amu) $1,805.41 ↓ -8%
health partners hpi medicare (amu) $1,865.42 ↓ -5%
all other medicaid all other medicaid (m) $1,991.62 ↑ +1%
medicaid medicaid ma (m) $1,991.62 ↑ +1%
health partners hpi pmap (amu) $2,038.23 ↑ +4%
allina aetna medicare (m) allina aetna medicare (m) $2,046.60 ↑ +4%
south country health alliance scha pmap (m) $2,051.37 ↑ +5%
medicare other all other medicare (m) $2,154.32 ↑ +10%
medicare medicare (m) $2,154.32 ↑ +10%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $2,211.17 ↑ +13%
medica medica medicare (m) $2,240.49 ↑ +14%
bcbs bc medicare (m) $2,262.04 ↑ +15%
hennepin health hennepin health (m) $2,270.45 ↑ +16%
medica ubh (m) medica ubh (m) $2,312.94 ↑ +18%
south country health alliance scha msho (m) $2,408.29 ↑ +23%
medica health system medica elect (u m) $2,453.70 ↑ +25%
uhc ubh pmap uhc ubh pmap (m) $2,489.52 ↑ +27%
medica medica essentials (u m) $2,561.75 ↑ +31%
medica mhps medica mhps (u m) $2,561.75 ↑ +31%
medica ubh pmap medica ubh pmap (m) $2,643.36 ↑ +35%
medica health system medica choice (u m) $2,696.23 ↑ +37%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $2,775.53 ↑ +41%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $2,949.84 ↑ +50%
blue cross blue shield of minnesota bc state health plan (mu) $2,953.58 ↑ +51%
blue cross blue shield of minnesota bc premier (m u) $3,134.95 ↑ +60%
bcbs bc aehp (mu) $3,687.72 ↑ +88%
blue cross blue shield of minnesota bc high value/performance network (mu) $3,958.70 ↑ +102%
health partners hpi (u m) $4,554.35 ↑ +132%
health partners hpi cigna (mu) $5,128.55 ↑ +161%

Visitor-reported prices

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Cystoscopy and treatment at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $4,893.60 $1,469.43 – $5,505.30
United Hospital MN | 1175 Nininger Road. Hastings $1,962.43 $1,311.77 – $3,895.00
Abbott Northwestern Hospital MN 55407 $1,962.43 $1,311.77 – $5,128.55
Sanford Canby Medical Center Canby not published $2,150.94 – $2,150.94
Sanford Westbrook Hospital Westbrook not published $2,150.94 – $2,150.94
Sanford Bagley Medical Center Bagley not published $2,150.94 – $2,150.94
Sanford Wheaton Wheaton not published $2,150.94 – $2,150.94
Sanford Luverne Medical Center Luverne not published $2,150.94 – $2,150.94

All Minnesota hospitals for this procedure →