Contrast x-ray of ankle at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$277.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$577.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$116.25 with ucare pmap (a b c d e g n o s u r h) vs $894.08 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $116.25 ↓ -58%
medica pmap (um) medica pmap (um) $128.27 ↓ -54%
medica dual solutions (e g) medica dual solutions (m) $180.00 ↓ -35%
aetna aetna elevate (amu) $216.00 ↓ -22%
aetna aetna performance (amu) $238.00 ↓ -14%
medica health system medica elect (u m) $238.00 ↓ -14%
blue cross blue shield of minnesota bc pmap (amu) $247.24 ↓ -11%
medica mhps medica mhps (u m) $249.00 ↓ -10%
medica medica essentials (u m) $249.00 ↓ -10%
medica health system medica choice (u m) $262.00 ↓ -6%
health partners hpi medicare (amu) $325.21 ↑ +17%
united healthcare (um) united healthcare (um) $326.00 ↑ +18%
aetna direct network aetna direct network (amu) $331.00 ↑ +19%
medicaid medicaid ma (m) $332.39 ↑ +20%
all other medicaid all other medicaid (m) $332.39 ↑ +20%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $339.17 ↑ +22%
allina aetna medicare (m) allina aetna medicare (m) $341.56 ↑ +23%
south country health alliance scha pmap (m) $342.36 ↑ +23%
health partners hpi pmap (amu) $355.32 ↑ +28%
medicare other all other medicare (m) $359.54 ↑ +30%
medicare medicare (m) $359.54 ↑ +30%
medica medica medicare (m) $373.92 ↑ +35%
bcbs bc medicare (m) $377.52 ↑ +36%
hennepin health hennepin health (m) $378.92 ↑ +37%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $386.66 ↑ +39%
south country health alliance scha msho (m) $401.93 ↑ +45%
medica ubh (m) medica ubh (m) $404.46 ↑ +46%
uhc ubh pmap uhc ubh pmap (m) $415.49 ↑ +50%
medica ubh pmap medica ubh pmap (m) $462.24 ↑ +67%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $485.35 ↑ +75%
blue cross blue shield of minnesota bc state health plan (mu) $614.06 ↑ +121%
blue cross blue shield of minnesota bc premier (m u) $651.89 ↑ +135%
bcbs bc aehp (mu) $766.87 ↑ +177%
health partners hpi (u m) $772.67 ↑ +179%
blue cross blue shield of minnesota bc high value/performance network (mu) $823.20 ↑ +197%
health partners hpi cigna (mu) $894.08 ↑ +222%

Visitor-reported prices

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Contrast x-ray of ankle at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $1,014.40 $374.99 – $1,141.20
Sanford Behavioral Health Thief River Falls Thief River Falls $1,014.40 $374.99 – $1,141.20
United Hospital MN | 1175 Nininger Road. Hastings $277.34 $180.00 – $701.88
Owatonna Hospital Owatonna $304.53 $164.00 – $884.37
Abbott Northwestern Hospital MN 55407 $277.34 $180.00 – $894.08
Allina Health Faribault Medical Center Faribualt $304.53 $164.00 – $884.37
Buffalo Hospital Buffalo $304.53 $164.00 – $884.37
Cambridge Medical Center Cambridge $304.53 $164.00 – $884.37

All Minnesota hospitals for this procedure →