Cholesterol (Lipid) Test at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$25.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$53.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.88 with ucare pmap (a b c d e g n o s u r h) vs $72.48 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $6.88 ↓ -73%
medica pmap (um) medica pmap (um) $7.59 ↓ -71%
aetna aetna elevate (amu) $12.06 ↓ -53%
allina aetna medicare (m) allina aetna medicare (m) $12.46 ↓ -52%
aetna aetna performance (amu) $12.83 ↓ -50%
blue cross blue shield of minnesota bc pmap (amu) $13.09 ↓ -49%
medicare other all other medicare (m) $13.12 ↓ -49%
medicare medicare (m) $13.12 ↓ -49%
medicaid medicaid ma (m) $13.38 ↓ -48%
all other medicaid all other medicaid (m) $13.38 ↓ -48%
medica medica medicare (m) $13.64 ↓ -47%
bcbs bc medicare (m) $13.78 ↓ -46%
south country health alliance scha pmap (m) $13.78 ↓ -46%
south country health alliance scha msho (m) $14.73 ↓ -43%
medica dual solutions (e g) medica dual solutions (m) $15.18 ↓ -41%
hennepin health hennepin health (m) $15.25 ↓ -41%
uhc ubh pmap uhc ubh pmap (m) $16.73 ↓ -35%
aetna direct network aetna direct network (amu) $18.69 ↓ -27%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $20.08 ↓ -22%
united healthcare (um) united healthcare (um) $20.69 ↓ -20%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $22.89 ↓ -11%
medica ubh (m) medica ubh (m) $23.94 ↓ -7%
health partners hpi pmap (amu) $24.17 ↓ -6%
medica health system medica elect (u m) $25.40 ↓ -1%
medica mhps medica mhps (u m) $26.52 ↑ +3%
medica medica essentials (u m) $26.52 ↑ +3%
medica ubh pmap medica ubh pmap (m) $27.36 ↑ +6%
medica health system medica choice (u m) $27.91 ↑ +8%
health partners hpi medicare (amu) $27.94 ↑ +9%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $28.73 ↑ +12%
blue cross blue shield of minnesota bc state health plan (mu) $32.53 ↑ +26%
blue cross blue shield of minnesota bc premier (m u) $34.52 ↑ +34%
health partners hpi cigna (mu) $37.95 ↑ +47%
bcbs bc aehp (mu) $40.61 ↑ +58%
blue cross blue shield of minnesota bc high value/performance network (mu) $43.60 ↑ +69%
health partners hpi (u m) $72.48 ↑ +182%

Visitor-reported prices

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Cholesterol (Lipid) Test at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $100.00 $46.75 – $112.50
Sanford Westbrook Hospital Westbrook $145.60 $46.75 – $163.80
Sanford Wheaton Wheaton $102.40 $46.75 – $115.20
Sanford Luverne Medical Center Luverne $77.60 $34.14 – $87.30
Sanford Tracy Hospital Tracy $145.60 $46.75 – $163.80
Sanford Thief River Falls Medical Center Thief River Falls $124.00 $46.75 – $139.50
Sanford Behavioral Health Thief River Falls Thief River Falls $124.00 $46.75 – $139.50
United Hospital MN | 1175 Nininger Road. Hastings $25.73 $12.46 – $37.17

All Minnesota hospitals for this procedure →