Chest CT scan (with contrast) at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$431.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$899.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$90.50 with ucare pmap (a b c d e g n o s u r h) vs $1,379.00 with united healthcare (um) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $90.50 ↓ -79%
medica pmap (um) medica pmap (um) $99.86 ↓ -77%
blue cross blue shield of minnesota bc pmap (amu) $136.11 ↓ -68%
health partners hpi medicare (amu) $162.11 ↓ -62%
all other medicaid all other medicaid (m) $167.11 ↓ -61%
medicaid medicaid ma (m) $167.11 ↓ -61%
allina aetna medicare (m) allina aetna medicare (m) $171.73 ↓ -60%
south country health alliance scha pmap (m) $172.12 ↓ -60%
health partners hpi pmap (amu) $177.12 ↓ -59%
medicare medicare (m) $180.77 ↓ -58%
medicare other all other medicare (m) $180.77 ↓ -58%
medica medica medicare (m) $188.00 ↓ -56%
bcbs bc medicare (m) $189.81 ↓ -56%
hennepin health hennepin health (m) $190.51 ↓ -56%
south country health alliance scha msho (m) $202.08 ↓ -53%
uhc ubh pmap uhc ubh pmap (m) $208.89 ↓ -52%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $301.01 ↓ -30%
blue cross blue shield of minnesota bc state health plan (mu) $306.46 ↓ -29%
medica ubh (m) medica ubh (m) $314.86 ↓ -27%
blue cross blue shield of minnesota bc premier (m u) $325.27 ↓ -25%
medica ubh pmap medica ubh pmap (m) $359.84 ↓ -17%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $377.83 ↓ -13%
bcbs bc aehp (mu) $382.63 ↓ -11%
blue cross blue shield of minnesota bc high value/performance network (mu) $410.74 ↓ -5%
health partners hpi (u m) $417.03 ↓ -3%
health partners hpi cigna (mu) $445.67 ↑ +3%
medica dual solutions (e g) medica dual solutions (m) $654.00 ↑ +51%
aetna aetna elevate (amu) $735.00 ↑ +70%
aetna aetna performance (amu) $788.00 ↑ +82%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $814.98 ↑ +89%
medica health system medica elect (u m) $943.00 ↑ +118%
medica mhps medica mhps (u m) $984.00 ↑ +128%
medica medica essentials (u m) $984.00 ↑ +128%
medica health system medica choice (u m) $1,036.00 ↑ +140%
aetna direct network aetna direct network (amu) $1,136.00 ↑ +163%
united healthcare (um) united healthcare (um) $1,379.00 ↑ +219%

Visitor-reported prices

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Chest CT scan (with contrast) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $2,637.60 $186.92 – $2,967.30
Sanford Westbrook Hospital Westbrook $2,840.00 $186.92 – $3,195.00
Sanford Bagley Medical Center Bagley $2,296.80 $186.92 – $2,583.90
Sanford Wheaton Wheaton $2,164.80 $186.92 – $2,435.40
Sanford Luverne Medical Center Luverne $2,877.60 $186.92 – $3,237.30
Sanford Bemidji Medical Center Bemidji $2,296.80 $132.55 – $2,583.90
Sanford Worthington Medical Center Worthington $2,778.40 $135.41 – $3,125.70
Sanford Tracy Hospital Tracy $2,840.00 $186.92 – $3,195.00

All Minnesota hospitals for this procedure →