#cf-97variants at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$261.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$545.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.62 with blue cross blue shield of minnesota vs $513.75 with uhc ubh pmap — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $72.62 ↓ -72%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $82.69 ↓ -68%
medica pmap (um) medica pmap (um) $91.24 ↓ -65%
aetna aetna elevate (amu) $144.88 ↓ -45%
aetna aetna performance (amu) $154.13 ↓ -41%
blue cross blue shield of minnesota bc state health plan (mu) $180.38 ↓ -31%
medica dual solutions (e g) medica dual solutions (m) $182.48 ↓ -30%
blue cross blue shield of minnesota bc premier (m u) $191.49 ↓ -27%
aetna direct network aetna direct network (amu) $224.57 ↓ -14%
bcbs bc aehp (mu) $225.26 ↓ -14%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $241.26 ↓ -8%
blue cross blue shield of minnesota bc high value/performance network (mu) $241.82 ↓ -8%
united healthcare (um) united healthcare (um) $248.66 ↓ -5%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $275.04 ↑ +5%
medica ubh (m) medica ubh (m) $287.70 ↑ +10%
medica health system medica elect (u m) $305.21 ↑ +17%
medica mhps medica mhps (u m) $318.65 ↑ +22%
medica medica essentials (u m) $318.65 ↑ +22%
medica ubh pmap medica ubh pmap (m) $328.80 ↑ +26%
medica health system medica choice (u m) $335.38 ↑ +28%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $345.24 ↑ +32%
allina aetna medicare (m) allina aetna medicare (m) $382.64 ↑ +46%
medicare other all other medicare (m) $402.78 ↑ +54%
medicare medicare (m) $402.78 ↑ +54%
health partners hpi medicare (amu) $411.00 ↑ +57%
medicaid medicaid ma (m) $411.00 ↑ +57%
south country health alliance scha msho (m) $411.00 ↑ +57%
all other medicaid all other medicaid (m) $411.00 ↑ +57%
health partners hpi pmap (amu) $418.40 ↑ +60%
medica medica medicare (m) $418.89 ↑ +60%
bcbs bc medicare (m) $422.92 ↑ +62%
south country health alliance scha pmap (m) $423.33 ↑ +62%
health partners hpi cigna (mu) $456.05 ↑ +74%
hennepin health hennepin health (m) $468.54 ↑ +79%
uhc ubh pmap uhc ubh pmap (m) $513.75 ↑ +96%

Visitor-reported prices

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#cf-97variants at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $261.60 $72.62 – $513.75
Owatonna Hospital Owatonna $305.20 $89.61 – $262.98
Abbott Northwestern Hospital MN 55407 $261.60 $72.62 – $513.75
Allina Health Faribault Medical Center Faribualt $305.20 $89.61 – $262.49
New Ulm Medical Center MN 56073 $329.62 $116.76 – $399.76
Buffalo Hospital Buffalo $305.20 $89.61 – $259.78
Cambridge Medical Center Cambridge $305.20 $89.61 – $262.49
River Falls Area Hospital River Falls $305.20 $103.03 – $567.76

All Minnesota hospitals for this procedure →