Breast punct aspir cyst, bil at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$150.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$314.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.15 with ucare pmap (a b c d e g n o s u r h) vs $1,761.42 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $51.15 ↓ -66%
medica pmap (um) medica pmap (um) $56.43 ↓ -63%
aetna aetna elevate (amu) $89.61 ↓ -41%
aetna aetna performance (amu) $95.32 ↓ -37%
medica dual solutions (e g) medica dual solutions (m) $112.86 ↓ -25%
blue cross blue shield of minnesota bc pmap (amu) $132.61 ↓ -12%
aetna direct network aetna direct network (amu) $138.89 ↓ -8%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $170.11 ↑ +13%
medica ubh (m) medica ubh (m) $177.94 ↑ +18%
medica health system medica elect (u m) $188.77 ↑ +25%
medica mhps medica mhps (u m) $197.08 ↑ +31%
medica medica essentials (u m) $197.08 ↑ +31%
medica ubh pmap medica ubh pmap (m) $203.36 ↑ +35%
medica health system medica choice (u m) $207.43 ↑ +37%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $213.53 ↑ +41%
united healthcare (um) united healthcare (um) $272.00 ↑ +80%
blue cross blue shield of minnesota bc state health plan (mu) $298.60 ↑ +98%
blue cross blue shield of minnesota bc premier (m u) $316.93 ↑ +110%
bcbs bc aehp (mu) $372.82 ↑ +147%
blue cross blue shield of minnesota bc high value/performance network (mu) $400.22 ↑ +165%
health partners hpi medicare (amu) $640.71 ↑ +325%
medicaid medicaid ma (m) $674.68 ↑ +347%
all other medicaid all other medicaid (m) $674.68 ↑ +347%
allina aetna medicare (m) allina aetna medicare (m) $693.30 ↑ +359%
south country health alliance scha pmap (m) $694.92 ↑ +360%
health partners hpi pmap (amu) $700.04 ↑ +364%
medicare medicare (m) $729.79 ↑ +384%
medicare other all other medicare (m) $729.79 ↑ +384%
medica medica medicare (m) $758.98 ↑ +403%
bcbs bc medicare (m) $766.28 ↑ +408%
hennepin health hennepin health (m) $769.14 ↑ +410%
south country health alliance scha msho (m) $815.83 ↑ +441%
uhc ubh pmap uhc ubh pmap (m) $843.35 ↑ +459%
health partners hpi (u m) $1,055.90 ↑ +600%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $1,639.14 ↑ +986%
health partners hpi cigna (mu) $1,761.42 ↑ +1067%

Visitor-reported prices

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Breast punct aspir cyst, bil at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $1,190.40 $507.57 – $1,339.20
Sanford Worthington Medical Center Worthington $710.40 $344.28 – $799.20
Sanford Thief River Falls Medical Center Thief River Falls $1,294.40 $555.78 – $1,456.20
Sanford Behavioral Health Thief River Falls Thief River Falls $1,294.40 $555.78 – $1,456.20
United Hospital MN | 1175 Nininger Road. Hastings $150.91 $132.61 – $3,243.00
Owatonna Hospital Owatonna $174.33 $163.42 – $3,572.45
Abbott Northwestern Hospital MN 55407 $150.91 $132.61 – $3,243.00
Allina Health Faribault Medical Center Faribualt $174.33 $163.42 – $3,572.45

All Minnesota hospitals for this procedure →