Bk/ak locking mechanism at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$892.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,859.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (um) vs $1,562.32 with medica ubh (m) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
blue cross blue shield of minnesota bc pmap (amu) $236.70 ↓ -73%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $374.21 ↓ -58%
medica pmap (um) medica pmap (um) $412.90 ↓ -54%
blue cross blue shield of minnesota bc state health plan (mu) $532.95 ↓ -40%
blue cross blue shield of minnesota bc premier (m u) $565.68 ↓ -37%
allina aetna medicare (m) allina aetna medicare (m) $569.26 ↓ -36%
medicare other all other medicare (m) $599.22 ↓ -33%
medicare medicare (m) $599.22 ↓ -33%
medicaid medicaid ma (m) $608.41 ↓ -32%
all other medicaid all other medicaid (m) $608.41 ↓ -32%
south country health alliance scha msho (m) $608.96 ↓ -32%
medica medica medicare (m) $623.19 ↓ -30%
south country health alliance scha pmap (m) $626.66 ↓ -30%
bcbs bc medicare (m) $629.18 ↓ -30%
aetna aetna elevate (amu) $655.61 ↓ -27%
bcbs bc aehp (mu) $665.42 ↓ -25%
hennepin health hennepin health (m) $693.59 ↓ -22%
aetna aetna performance (amu) $697.46 ↓ -22%
blue cross blue shield of minnesota bc high value/performance network (mu) $714.32 ↓ -20%
uhc ubh pmap uhc ubh pmap (m) $760.51 ↓ -15%
medica dual solutions (e g) medica dual solutions (m) $825.80 ↓ -7%
aetna direct network aetna direct network (amu) $1,016.25 ↑ +14%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $1,091.76 ↑ +22%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $1,244.65 ↑ +39%
medica health system medica elect (u m) $1,381.16 ↑ +55%
medica medica essentials (u m) $1,441.98 ↑ +62%
medica mhps medica mhps (u m) $1,441.98 ↑ +62%
medica ubh pmap medica ubh pmap (m) $1,487.92 ↑ +67%
medica health system medica choice (u m) $1,517.68 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,562.32 ↑ +75%
medica ubh (m) medica ubh (m) $1,562.32 ↑ +75%

Visitor-reported prices

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Bk/ak locking mechanism at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $892.75 $236.70 – $760.51
Owatonna Hospital Owatonna $1,041.54 $339.96 – $1,372.42
Abbott Northwestern Hospital MN 55407 $892.75 $236.70 – $760.51
Allina Health Faribault Medical Center Faribualt $1,041.54 $339.96 – $1,372.42
New Ulm Medical Center MN 56073 $784.11 $354.67 – $1,145.07
Buffalo Hospital Buffalo $1,041.54 $339.96 – $1,372.42
Cambridge Medical Center Cambridge $1,041.54 $339.96 – $1,372.42
River Falls Area Hospital River Falls $1,041.54 $348.40 – $1,396.20

All Minnesota hospitals for this procedure →