Biopsy abdominal mass at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$1,416.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,951.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$272.00 with united healthcare (um) vs $4,056.36 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $272.00 ↓ -81%
blue cross blue shield of minnesota bc pmap (amu) $433.20 ↓ -69%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $433.45 ↓ -69%
medica pmap (um) medica pmap (um) $478.25 ↓ -66%
aetna aetna elevate (amu) $759.39 ↓ -46%
aetna aetna performance (amu) $807.86 ↓ -43%
medica dual solutions (e g) medica dual solutions (m) $956.51 ↓ -32%
blue cross blue shield of minnesota bc state health plan (mu) $975.40 ↓ -31%
blue cross blue shield of minnesota bc premier (m u) $1,035.29 ↓ -27%
aetna direct network aetna direct network (amu) $1,177.11 ↓ -17%
bcbs bc aehp (mu) $1,217.83 ↓ -14%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $1,264.57 ↓ -11%
blue cross blue shield of minnesota bc high value/performance network (mu) $1,307.32 ↓ -8%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $1,441.66 ↑ +2%
health partners hpi medicare (amu) $1,475.43 ↑ +4%
medica ubh (m) medica ubh (m) $1,508.01 ↑ +6%
medicaid medicaid ma (m) $1,573.57 ↑ +11%
all other medicaid all other medicaid (m) $1,573.57 ↑ +11%
medica health system medica elect (u m) $1,599.78 ↑ +13%
health partners hpi pmap (amu) $1,612.11 ↑ +14%
allina aetna medicare (m) allina aetna medicare (m) $1,617.00 ↑ +14%
south country health alliance scha pmap (m) $1,620.78 ↑ +14%
medica medica essentials (u m) $1,670.23 ↑ +18%
medica mhps medica mhps (u m) $1,670.23 ↑ +18%
medicare other all other medicare (m) $1,702.11 ↑ +20%
medicare medicare (m) $1,702.11 ↑ +20%
medica ubh pmap medica ubh pmap (m) $1,723.44 ↑ +22%
medica health system medica choice (u m) $1,757.91 ↑ +24%
medica medica medicare (m) $1,770.19 ↑ +25%
bcbs bc medicare (m) $1,787.22 ↑ +26%
hennepin health hennepin health (m) $1,793.87 ↑ +27%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,809.61 ↑ +28%
south country health alliance scha msho (m) $1,902.77 ↑ +34%
uhc ubh pmap uhc ubh pmap (m) $1,966.96 ↑ +39%
health partners hpi (u m) $3,598.36 ↑ +154%
health partners hpi cigna (mu) $4,056.36 ↑ +186%

Visitor-reported prices

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Biopsy abdominal mass at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $2,482.40 $1,169.64 – $2,792.70
Sanford Worthington Medical Center Worthington $939.20 $455.16 – $1,669.61
Sanford Thief River Falls Medical Center Thief River Falls $2,232.00 $958.37 – $2,511.00
Sanford Behavioral Health Thief River Falls Thief River Falls $2,232.00 $958.37 – $2,511.00
United Hospital MN | 1175 Nininger Road. Hastings $1,416.91 $433.20 – $3,895.00
Owatonna Hospital Owatonna $1,149.23 $622.18 – $4,275.53
Abbott Northwestern Hospital MN 55407 $1,416.91 $433.20 – $4,056.36
Allina Health Faribault Medical Center Faribualt $1,149.23 $622.18 – $4,275.53

All Minnesota hospitals for this procedure →