App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$957.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,994.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$272.00 with united healthcare (um) vs $4,695.77 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $272.00 ↓ -72%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $401.25 ↓ -58%
medica pmap (um) medica pmap (um) $442.73 ↓ -54%
blue cross blue shield of minnesota bc pmap (amu) $527.69 ↓ -45%
aetna aetna elevate (amu) $702.99 ↓ -27%
aetna aetna performance (amu) $747.86 ↓ -22%
medica dual solutions (e g) medica dual solutions (m) $885.47 ↓ -7%
blue cross blue shield of minnesota bc state health plan (mu) $1,007.08 ↑ +5%
blue cross blue shield of minnesota bc premier (m u) $1,069.16 ↑ +12%
aetna direct network aetna direct network (amu) $1,089.69 ↑ +14%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $1,170.65 ↑ +22%
bcbs bc aehp (mu) $1,257.76 ↑ +31%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $1,334.59 ↑ +39%
blue cross blue shield of minnesota bc high value/performance network (mu) $1,350.14 ↑ +41%
medica ubh (m) medica ubh (m) $1,396.01 ↑ +46%
medica health system medica elect (u m) $1,480.97 ↑ +55%
medica medica essentials (u m) $1,546.18 ↑ +62%
medica mhps medica mhps (u m) $1,546.18 ↑ +62%
medica ubh pmap medica ubh pmap (m) $1,595.44 ↑ +67%
medica health system medica choice (u m) $1,627.35 ↑ +70%
health partners hpi medicare (amu) $1,665.75 ↑ +74%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,675.21 ↑ +75%
health partners hpi pmap (amu) $1,819.99 ↑ +90%
medicaid medicaid ma (m) $1,965.79 ↑ +105%
all other medicaid all other medicaid (m) $1,965.79 ↑ +105%
allina aetna medicare (m) allina aetna medicare (m) $2,020.06 ↑ +111%
south country health alliance scha pmap (m) $2,024.76 ↑ +112%
medicare medicare (m) $2,126.38 ↑ +122%
medicare other all other medicare (m) $2,126.38 ↑ +122%
medica medica medicare (m) $2,211.44 ↑ +131%
bcbs bc medicare (m) $2,232.70 ↑ +133%
hennepin health hennepin health (m) $2,241.00 ↑ +134%
south country health alliance scha msho (m) $2,377.06 ↑ +148%
uhc ubh pmap uhc ubh pmap (m) $2,457.24 ↑ +157%
health partners hpi cigna (mu) $4,579.46 ↑ +378%
health partners hpi (u m) $4,695.77 ↑ +391%

Visitor-reported prices

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App high cost ss f/n/g/h/f >100sq cm 1st 100sq cm at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $3,305.60 $1,315.61 – $3,718.80
Sanford Worthington Medical Center Worthington $940.00 $455.55 – $1,884.97
United Hospital MN | 1175 Nininger Road. Hastings $957.26 $527.69 – $2,457.24
Abbott Northwestern Hospital MN 55407 $957.26 $527.69 – $4,579.46
Sanford Canby Medical Center Canby not published $1,920.69 – $1,920.69
Sanford Westbrook Hospital Westbrook not published $1,920.69 – $1,920.69
Sanford Bagley Medical Center Bagley not published $1,920.69 – $1,920.69
Sanford Wheaton Wheaton not published $1,920.69 – $1,920.69

All Minnesota hospitals for this procedure →