Warde 3008005 oligoclonal bands at Abbott Northwestern Hospital

800 E 28th Street. Minneapolis, MN 55407, MN · Allinahealth · · NPI 1760446256

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$36.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$76.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.45 with blue cross blue shield of minnesota vs $84.44 with hpi-cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $14.45 ↓ -60%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $15.31 ↓ -58%
medica health system medica pmap (a) $16.89 ↓ -54%
allina aetna medicare (a) allina aetna medicare (a) $25.50 ↓ -30%
aetna aetna elevate (amu) $26.83 ↓ -27%
medicare medicare (a) $26.84 ↓ -27%
medicare other all other medicare (a) $26.84 ↓ -27%
medicaid medicaid ma (a) $27.37 ↓ -25%
all other medicaid all other medicaid (a) $27.37 ↓ -25%
bcbs bc medicare (a) $28.18 ↓ -23%
medica medica medicare (a) $28.18 ↓ -23%
aetna aetna performance (amu) $28.54 ↓ -22%
hennepin health hennepin health (a) $31.20 ↓ -15%
medica dual solutions (a u) medica dual solutions (a u) $33.79 ↓ -8%
uhc ubh pmap uhc ubh pmap (a) $34.21 ↓ -6%
blue cross blue shield of minnesota bc state health plan (a) $35.88 ↓ -2%
blue cross blue shield of minnesota bc premier (a) $38.09 ↑ +4%
aetna direct network aetna direct network (amu) $41.58 ↑ +14%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $44.67 ↑ +22%
bcbs bc aehp (a) $44.81 ↑ +23%
united healthcare (a) united healthcare (a) $46.04 ↑ +26%
blue cross blue shield of minnesota bc high value/performance network (a) $48.11 ↑ +32%
health partners hpi pmap (amu) $49.52 ↑ +36%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $50.93 ↑ +39%
medica ubh (a) medica ubh (a) $53.27 ↑ +46%
medica health system medica elect (a) $56.51 ↑ +55%
health partners hpi medicare (amu) $57.25 ↑ +57%
medica medica essentials (a) $58.90 ↑ +61%
medica mhps medica mhps (a) $59.00 ↑ +62%
medica ubh pmap medica ubh pmap (a) $60.88 ↑ +67%
medica health system medica choice (a) $62.10 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $63.92 ↑ +75%
health partners hpi (a) $77.47 ↑ +112%
hpi-cigna hpi cigna (a) $84.44 ↑ +131%

Visitor-reported prices

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Warde 3008005 oligoclonal bands at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $79.20 $30.92 – $81.00
Sanford Behavioral Health Thief River Falls Thief River Falls $79.20 $30.92 – $81.00
United Hospital MN | 1175 Nininger Road. Hastings $36.53 $14.45 – $49.52
Owatonna Hospital Owatonna $33.43 $17.83 – $51.68
Allina Health Faribault Medical Center Faribualt $33.43 $17.83 – $51.68
New Ulm Medical Center MN 56073 $39.98 $23.23 – $79.53
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $36.53 $14.45 – $49.52
Buffalo Hospital Buffalo $33.43 $17.83 – $51.68

All Minnesota hospitals for this procedure →