Surgical pathology level 3 gross & microscopic examination at Abbott Northwestern Hospital

800 E 28th Street. Minneapolis, MN 55407, MN · Allinahealth · · NPI 1760446256

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$204.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$426.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$21.35 with ucare pmap (a b c d e g n o s u r h) vs $133.76 with hpi-cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $21.35 ↓ -90%
medica health system medica pmap (a) $23.55 ↓ -88%
medicaid medicaid ma (a) $31.35 ↓ -85%
all other medicaid all other medicaid (a) $31.35 ↓ -85%
blue cross blue shield of minnesota bc pmap (amu) $35.58 ↓ -83%
hennepin health hennepin health (a) $35.74 ↓ -83%
aetna aetna elevate (amu) $37.40 ↓ -82%
uhc ubh pmap uhc ubh pmap (a) $39.19 ↓ -81%
aetna aetna performance (amu) $39.79 ↓ -81%
medica dual solutions (a u) medica dual solutions (a u) $47.11 ↓ -77%
health partners hpi medicare (amu) $48.66 ↓ -76%
allina aetna medicare (a) allina aetna medicare (a) $51.02 ↓ -75%
health partners hpi pmap (amu) $53.16 ↓ -74%
medicare medicare (a) $53.71 ↓ -74%
medicare other all other medicare (a) $53.71 ↓ -74%
bcbs bc medicare (a) $56.40 ↓ -72%
medica medica medicare (a) $56.40 ↓ -72%
aetna direct network aetna direct network (amu) $57.97 ↓ -72%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $62.28 ↓ -70%
united healthcare (a) united healthcare (a) $64.19 ↓ -69%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $71.00 ↓ -65%
medica ubh (a) medica ubh (a) $74.27 ↓ -64%
medica health system medica elect (a) $78.79 ↓ -61%
medica medica essentials (a) $82.12 ↓ -60%
medica mhps medica mhps (a) $82.26 ↓ -60%
medica ubh pmap medica ubh pmap (a) $84.88 ↓ -59%
medica health system medica choice (a) $86.58 ↓ -58%
blue cross blue shield of minnesota bc state health plan (a) $88.36 ↓ -57%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $89.12 ↓ -56%
blue cross blue shield of minnesota bc premier (a) $93.81 ↓ -54%
bcbs bc aehp (a) $110.35 ↓ -46%
blue cross blue shield of minnesota bc high value/performance network (a) $118.45 ↓ -42%
health partners hpi (a) $122.72 ↓ -40%
hpi-cigna hpi cigna (a) $133.76 ↓ -35%

Visitor-reported prices

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Surgical pathology level 3 gross & microscopic examination at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $99.20 $30.02 – $111.60
Sanford Westbrook Hospital Westbrook $140.00 $42.37 – $157.50
Sanford Bagley Medical Center Bagley $172.00 $52.05 – $193.50
Sanford Wheaton Wheaton $101.60 $30.75 – $114.30
Sanford Luverne Medical Center Luverne $115.20 $34.86 – $129.60
Sanford Bemidji Medical Center Bemidji $172.00 $39.09 – $193.50
Sanford Worthington Medical Center Worthington $248.00 $39.93 – $279.00
Sanford Tracy Hospital Tracy $140.00 $42.37 – $157.50

All Minnesota hospitals for this procedure →