Observation direct referral from physician office for admission at Abbott Northwestern Hospital

800 E 28th Street. Minneapolis, MN 55407, MN · Allinahealth · · NPI 1760446256

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$179.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$374.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$75.33 with ucare pmap (a b c d e g n o s u r h) vs $768.97 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $75.33 ↓ -58%
medica health system medica pmap (a) $83.12 ↓ -54%
aetna aetna elevate (amu) $131.98 ↓ -27%
aetna aetna performance (amu) $140.40 ↓ -22%
medica dual solutions (a u) medica dual solutions (a u) $166.23 ↓ -8%
aetna direct network aetna direct network (amu) $204.57 ↑ +14%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $219.77 ↑ +22%
united healthcare (a) united healthcare (a) $226.51 ↑ +26%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $250.55 ↑ +39%
medica ubh (a) medica ubh (a) $262.08 ↑ +46%
medica health system medica elect (a) $278.03 ↑ +55%
medica medica essentials (a) $289.79 ↑ +61%
medica mhps medica mhps (a) $290.27 ↑ +62%
medica ubh pmap medica ubh pmap (a) $299.52 ↑ +67%
blue cross blue shield of minnesota bc pmap (amu) $300.54 ↑ +67%
medica health system medica choice (a) $305.51 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $314.50 ↑ +75%
all other medicaid all other medicaid (a) $571.75 ↑ +218%
medicaid medicaid ma (a) $571.75 ↑ +218%
blue cross blue shield of minnesota bc state health plan (a) $573.58 ↑ +219%
blue cross blue shield of minnesota bc premier (a) $608.94 ↑ +239%
hennepin health hennepin health (a) $651.79 ↑ +263%
uhc ubh pmap uhc ubh pmap (a) $714.69 ↑ +298%
bcbs bc aehp (a) $716.35 ↑ +299%
blue cross blue shield of minnesota bc high value/performance network (a) $768.97 ↑ +328%

Visitor-reported prices

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Observation direct referral from physician office for admission at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $194.40 $58.83 – $218.70
Sanford Bagley Medical Center Bagley $200.00 $60.53 – $225.00
Sanford Wheaton Wheaton $212.00 $64.16 – $238.50
Sanford Luverne Medical Center Luverne $196.80 $59.56 – $221.40
Sanford Bemidji Medical Center Bemidji $200.00 $113.93 – $631.78
Sanford Worthington Medical Center Worthington $76.00 $36.83 – $631.78
Sanford Tracy Hospital Tracy $194.40 $58.83 – $218.70
Sanford Thief River Falls Medical Center Thief River Falls $225.60 $96.87 – $253.80

All Minnesota hospitals for this procedure →