X-ray surgical specimen at United Hospital
333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485
$69.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$144.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$29.03 with ucare pmap (a b c d e g n o s u r h) vs $1,372.67 with health partners — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $29.03 | ↓ -58% |
| medica pmap (um) | medica pmap (um) | $32.03 | ↓ -54% |
| blue cross blue shield of minnesota | bc pmap (amu) | $56.44 | ↓ -19% |
| americas ppo (araz)(a m u) | americas ppo (araz)(a m u) | $96.57 | ↑ +39% |
| medica ubh (u) | medica ubh (u) | $101.01 | ↑ +46% |
| americas ppo (araz) | americas ppo (araz) (a c m u) | $106.78 | ↑ +54% |
| medica ubh pmap | medica ubh pmap (u) | $115.44 | ↑ +67% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $121.21 | ↑ +75% |
| blue cross blue shield of minnesota | bc state health plan (mu) | $140.16 | ↑ +102% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $144.30 | ↑ +108% |
| blue cross blue shield of minnesota | bc premier (m u) | $148.80 | ↑ +115% |
| blue cross | allina health blueprint (mu) | $160.21 | ↑ +131% |
| bcbs | bc aehp (mu) | $175.05 | ↑ +153% |
| medica dual solutions (a u) | medica dual solutions (a u) | $180.00 | ↑ +160% |
| blue cross blue shield of minnesota | bc high value/performance network (mu) | $187.90 | ↑ +171% |
| blue cross blue shield of minnesota | bc aware/blue plus (m u) | $197.79 | ↑ +186% |
| aetna | aetna elevate (amu) | $216.00 | ↑ +212% |
| aetna | aetna performance (amu) | $238.00 | ↑ +244% |
| medica health system | medica elect (u m) | $238.00 | ↑ +244% |
| medica mhps | medica mhps (u m) | $249.00 | ↑ +260% |
| medica | medica essentials (u m) | $249.00 | ↑ +260% |
| medica health system | medica choice (u m) | $262.00 | ↑ +278% |
| united healthcare (um) | united healthcare (um) | $326.00 | ↑ +371% |
| aetna direct network | aetna direct network (amu) | $331.00 | ↑ +378% |
| health partners | hpi medicare (amu) | $499.30 | ↑ +621% |
| medicaid | medicaid ma (u) | $520.60 | ↑ +652% |
| all other medicaid | all other medicaid (u) | $520.60 | ↑ +652% |
| allina aetna medicare (u) | allina aetna medicare (u) | $534.96 | ↑ +672% |
| south country health alliance | scha pmap (u) | $536.22 | ↑ +674% |
| health partners | hpi pmap (amu) | $545.54 | ↑ +688% |
| medicare other | all other medicare (u) | $563.12 | ↑ +713% |
| medicare | medicare (u) | $563.12 | ↑ +713% |
| bcbs | bc medicare (u) | $591.28 | ↑ +754% |
| medica | medica medicare (u) | $591.28 | ↑ +754% |
| uhc ubh pmap | uhc ubh pmap (u) | $650.75 | ↑ +840% |
| health partners | hpi (u m) | $772.67 | ↑ +1016% |
| health partners | hpi cigna (mu) | $1,372.67 | ↑ +1882% |
Visitor-reported prices
Comments
X-ray surgical specimen at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $715.20 | $216.44 – $804.60 |
| Sanford Luverne Medical Center | Luverne | $372.80 | $112.82 – $419.40 |
| Sanford Bemidji Medical Center | Bemidji | $720.00 | $397.99 – $810.00 |
| Sanford Worthington Medical Center | Worthington | $335.20 | $162.45 – $565.01 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $464.80 | $199.57 – $522.90 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $464.80 | $199.57 – $522.90 |
| Owatonna Hospital | Owatonna | $69.66 | $69.64 – $584.50 |
| Abbott Northwestern Hospital | MN 55407 | $69.26 | $56.44 – $1,372.67 |