Whfo w/joint(s) custom fab at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$744.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,551.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (um) vs $627.31 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $21.55 ↓ -97%
medica pmap (um) medica pmap (um) $23.78 ↓ -97%
aetna aetna elevate (amu) $37.75 ↓ -95%
aetna aetna performance (amu) $40.16 ↓ -95%
medica dual solutions (a u) medica dual solutions (a u) $47.55 ↓ -94%
aetna direct network aetna direct network (amu) $58.52 ↓ -92%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $71.67 ↓ -90%
americas ppo (araz) americas ppo (araz) (a c m u) $79.25 ↓ -89%
medica health system medica elect (u m) $79.53 ↓ -89%
medica mhps medica mhps (u m) $83.03 ↓ -89%
medica medica essentials (u m) $83.03 ↓ -89%
medica ubh pmap medica ubh pmap (u) $85.68 ↓ -88%
medica health system medica choice (u m) $87.39 ↓ -88%
medica ubh (u) medica ubh (u) $89.96 ↓ -88%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $89.96 ↓ -88%
allina aetna medicare (u) allina aetna medicare (u) $100.12 ↓ -87%
medicare other all other medicare (u) $105.39 ↓ -86%
medicare medicare (u) $105.39 ↓ -86%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $107.10 ↓ -86%
all other medicaid all other medicaid (u) $107.10 ↓ -86%
medicaid medicaid ma (u) $107.10 ↓ -86%
south country health alliance scha pmap (u) $110.31 ↓ -85%
medica medica medicare (u) $110.66 ↓ -85%
bcbs bc medicare (u) $110.66 ↓ -85%
uhc ubh pmap uhc ubh pmap (u) $133.88 ↓ -82%
blue cross blue shield of minnesota bc pmap (amu) $197.47 ↓ -73%
blue cross blue shield of minnesota bc state health plan (mu) $444.63 ↓ -40%
blue cross blue shield of minnesota bc premier (m u) $471.93 ↓ -37%
blue cross allina health blueprint (mu) $508.12 ↓ -32%
bcbs bc aehp (mu) $555.16 ↓ -25%
blue cross blue shield of minnesota bc high value/performance network (mu) $595.95 ↓ -20%
blue cross blue shield of minnesota bc aware/blue plus (m u) $627.31 ↓ -16%

Visitor-reported prices

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Whfo w/joint(s) custom fab at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bagley Medical Center Bagley $680.12 $205.82 – $765.13
Sanford Bemidji Medical Center Bemidji $680.12 $387.41 – $765.13
Owatonna Hospital Owatonna $868.90 $72.50 – $658.36
Abbott Northwestern Hospital MN 55407 $744.77 $100.12 – $197.47
Allina Health Faribault Medical Center Faribualt $868.90 $72.50 – $658.36
New Ulm Medical Center MN 56073 $654.14 $40.23 – $820.23
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $744.77 $100.12 – $197.47
Buffalo Hospital Buffalo $868.90 $72.50 – $658.36

All Minnesota hospitals for this procedure →