Warde calculus (stone) infrared at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$36.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$76.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.01 with allina aetna medicare (u) vs $61.20 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
allina aetna medicare (u) allina aetna medicare (u) $12.01 ↓ -67%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $12.31 ↓ -66%
medicare other all other medicare (u) $12.64 ↓ -65%
medicare medicare (u) $12.64 ↓ -65%
medicaid medicaid ma (u) $12.89 ↓ -65%
all other medicaid all other medicaid (u) $12.89 ↓ -65%
medica medica medicare (u) $13.27 ↓ -64%
bcbs bc medicare (u) $13.27 ↓ -64%
south country health alliance scha pmap (u) $13.28 ↓ -64%
medica pmap (um) medica pmap (um) $13.59 ↓ -63%
blue cross blue shield of minnesota bc pmap (amu) $14.45 ↓ -60%
uhc ubh pmap uhc ubh pmap (u) $16.11 ↓ -56%
aetna aetna elevate (amu) $21.57 ↓ -41%
aetna aetna performance (amu) $22.95 ↓ -37%
health partners hpi pmap (amu) $22.99 ↓ -37%
health partners hpi medicare (amu) $26.58 ↓ -27%
medica dual solutions (a u) medica dual solutions (a u) $27.17 ↓ -26%
aetna direct network aetna direct network (amu) $33.44 ↓ -9%
blue cross blue shield of minnesota bc state health plan (mu) $35.88 ↓ -2%
united healthcare (um) united healthcare (um) $37.03 ↑ +1%
blue cross blue shield of minnesota bc premier (m u) $38.09 ↑ +4%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $40.96 ↑ +12%
blue cross allina health blueprint (mu) $41.02 ↑ +12%
medica ubh (u) medica ubh (u) $42.84 ↑ +17%
health partners hpi cigna (mu) $42.93 ↑ +17%
bcbs bc aehp (mu) $44.81 ↑ +22%
americas ppo (araz) americas ppo (araz) (a c m u) $45.29 ↑ +24%
medica health system medica elect (u m) $45.45 ↑ +24%
medica mhps medica mhps (u m) $47.45 ↑ +30%
medica medica essentials (u m) $47.45 ↑ +30%
blue cross blue shield of minnesota bc high value/performance network (mu) $48.11 ↑ +32%
medica ubh pmap medica ubh pmap (u) $48.96 ↑ +34%
medica health system medica choice (u m) $49.94 ↑ +37%
blue cross blue shield of minnesota bc aware/blue plus (m u) $50.64 ↑ +38%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $51.41 ↑ +41%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $61.20 ↑ +67%

Visitor-reported prices

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Warde calculus (stone) infrared at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $111.20 $33.65 – $125.10
Sanford Westbrook Hospital Westbrook $147.20 $44.55 – $165.60
Sanford Wheaton Wheaton $84.80 $25.66 – $95.40
Sanford Luverne Medical Center Luverne $69.60 $21.06 – $78.30
Sanford Tracy Hospital Tracy $147.20 $44.55 – $165.60
Sanford Thief River Falls Medical Center Thief River Falls $100.80 $24.73 – $64.80
Sanford Behavioral Health Thief River Falls Thief River Falls $100.80 $24.73 – $64.80
Owatonna Hospital Owatonna $42.67 $12.01 – $51.68

All Minnesota hospitals for this procedure →