Vital capacity test at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$161.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$337.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$67.82 with ucare pmap (a b c d e g n o s u r h) vs $391.68 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $67.82 ↓ -58%
medica pmap (um) medica pmap (um) $74.84 ↓ -54%
blue cross blue shield of minnesota bc pmap (amu) $96.84 ↓ -40%
aetna aetna elevate (amu) $118.83 ↓ -27%
all other medicaid all other medicaid (u) $122.59 ↓ -24%
medicaid medicaid ma (u) $122.59 ↓ -24%
allina aetna medicare (u) allina aetna medicare (u) $125.97 ↓ -22%
south country health alliance scha pmap (u) $126.27 ↓ -22%
aetna aetna performance (amu) $126.41 ↓ -22%
medicare medicare (u) $132.60 ↓ -18%
medicare other all other medicare (u) $132.60 ↓ -18%
bcbs bc medicare (u) $139.23 ↓ -14%
medica medica medicare (u) $139.23 ↓ -14%
health partners hpi medicare (amu) $142.47 ↓ -12%
medica dual solutions (a u) medica dual solutions (a u) $149.67 ↓ -8%
uhc ubh pmap uhc ubh pmap (u) $153.24 ↓ -5%
health partners hpi pmap (amu) $155.66 ↓ -4%
aetna direct network aetna direct network (amu) $184.19 ↑ +14%
united healthcare (um) united healthcare (um) $203.95 ↑ +26%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $225.59 ↑ +39%
medica ubh (u) medica ubh (u) $235.97 ↑ +46%
blue cross blue shield of minnesota bc state health plan (mu) $240.51 ↑ +49%
americas ppo (araz) americas ppo (araz) (a c m u) $249.45 ↑ +54%
medica health system medica elect (u m) $250.33 ↑ +55%
blue cross blue shield of minnesota bc premier (m u) $255.32 ↑ +58%
medica medica essentials (u m) $261.35 ↑ +62%
medica mhps medica mhps (u m) $261.35 ↑ +62%
medica ubh pmap medica ubh pmap (u) $269.68 ↑ +67%
blue cross allina health blueprint (mu) $274.91 ↑ +70%
medica health system medica choice (u m) $275.07 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $283.16 ↑ +75%
health partners hpi (u m) $285.04 ↑ +76%
bcbs bc aehp (mu) $300.36 ↑ +86%
blue cross blue shield of minnesota bc high value/performance network (mu) $322.43 ↑ +99%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $337.10 ↑ +108%
blue cross blue shield of minnesota bc aware/blue plus (m u) $339.39 ↑ +110%
health partners hpi cigna (mu) $391.68 ↑ +142%

Visitor-reported prices

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Vital capacity test at other Minnesota hospitals

Hospital City Cash price Negotiated range
Owatonna Hospital Owatonna $278.15 $119.49 – $366.51
Abbott Northwestern Hospital MN 55407 $161.81 $96.84 – $391.68
Allina Health Faribault Medical Center Faribualt $278.15 $119.49 – $366.51
New Ulm Medical Center MN 56073 $275.46 $125.97 – $533.03
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $161.81 $96.84 – $153.24
Buffalo Hospital Buffalo $278.15 $119.49 – $366.51
Cambridge Medical Center Cambridge $278.15 $119.49 – $366.51
River Falls Area Hospital River Falls $278.15 $122.59 – $757.04

All Minnesota hospitals for this procedure →