Surgical pathology level 5 gross & microscopic examination at United Hospital
333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485
$466.13
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$971.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$51.59 with blue cross blue shield of minnesota vs $900.55 with health partners — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| blue cross blue shield of minnesota | bc pmap (amu) | $51.59 | ↓ -89% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $82.11 | ↓ -82% |
| medica pmap (um) | medica pmap (um) | $90.60 | ↓ -81% |
| blue cross blue shield of minnesota | bc state health plan (mu) | $128.13 | ↓ -73% |
| blue cross blue shield of minnesota | bc premier (m u) | $136.01 | ↓ -71% |
| aetna | aetna elevate (amu) | $143.86 | ↓ -69% |
| blue cross | allina health blueprint (mu) | $146.45 | ↓ -69% |
| aetna | aetna performance (amu) | $153.04 | ↓ -67% |
| bcbs | bc aehp (mu) | $160.01 | ↓ -66% |
| blue cross blue shield of minnesota | bc high value/performance network (mu) | $171.77 | ↓ -63% |
| blue cross blue shield of minnesota | bc aware/blue plus (m u) | $180.81 | ↓ -61% |
| medica dual solutions (a u) | medica dual solutions (a u) | $181.20 | ↓ -61% |
| medicaid | medicaid ma (u) | $206.08 | ↓ -56% |
| all other medicaid | all other medicaid (u) | $206.08 | ↓ -56% |
| south country health alliance | scha pmap (u) | $212.26 | ↓ -54% |
| aetna direct network | aetna direct network (amu) | $222.99 | ↓ -52% |
| united healthcare (um) | united healthcare (um) | $246.90 | ↓ -47% |
| uhc ubh pmap | uhc ubh pmap (u) | $257.60 | ↓ -45% |
| americas ppo (araz)(a m u) | americas ppo (araz)(a m u) | $273.10 | ↓ -41% |
| medica ubh (u) | medica ubh (u) | $285.67 | ↓ -39% |
| americas ppo (araz) | americas ppo (araz) (a c m u) | $301.99 | ↓ -35% |
| medica health system | medica elect (u m) | $303.06 | ↓ -35% |
| medica mhps | medica mhps (u m) | $316.40 | ↓ -32% |
| medica | medica essentials (u m) | $316.40 | ↓ -32% |
| medica ubh pmap | medica ubh pmap (u) | $326.48 | ↓ -30% |
| health partners | hpi medicare (amu) | $327.57 | ↓ -30% |
| medica health system | medica choice (u m) | $333.01 | ↓ -29% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $342.80 | ↓ -26% |
| allina aetna medicare (u) | allina aetna medicare (u) | $350.94 | ↓ -25% |
| health partners | hpi pmap (amu) | $357.90 | ↓ -23% |
| medicare other | all other medicare (u) | $369.41 | ↓ -21% |
| medicare | medicare (u) | $369.41 | ↓ -21% |
| bcbs | bc medicare (u) | $387.88 | ↓ -17% |
| medica | medica medicare (u) | $387.88 | ↓ -17% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $408.10 | ↓ -12% |
| health partners | hpi (u m) | $460.07 | ↓ -1% |
| health partners | hpi cigna (mu) | $900.55 | ↑ +93% |
Visitor-reported prices
Comments
Surgical pathology level 5 gross & microscopic examination at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $528.00 | $159.79 – $594.00 |
| Sanford Westbrook Hospital | Westbrook | $679.20 | $205.54 – $764.10 |
| Sanford Bagley Medical Center | Bagley | $558.40 | $168.99 – $628.20 |
| Sanford Wheaton | Wheaton | $463.20 | $140.18 – $521.10 |
| Sanford Luverne Medical Center | Luverne | $680.00 | $205.79 – $765.00 |
| Sanford Bemidji Medical Center | Bemidji | $558.40 | $259.32 – $628.20 |
| Sanford Worthington Medical Center | Worthington | $558.40 | $264.92 – $628.20 |
| Sanford Tracy Hospital | Tracy | $679.20 | $205.54 – $764.10 |