Surgical pathology level 3 gross & microscopic examination at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$204.58

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$426.20

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.35 with ucare pmap (a b c d e g n o s u r h) vs $133.76 with health partners — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $21.35 ↓ -90%
medica pmap (um) medica pmap (um) $23.55 ↓ -88%
all other medicaid all other medicaid (u) $31.35 ↓ -85%
medicaid medicaid ma (u) $31.35 ↓ -85%
south country health alliance scha pmap (u) $32.29 ↓ -84%
blue cross blue shield of minnesota bc pmap (amu) $35.58 ↓ -83%
aetna aetna elevate (amu) $37.40 ↓ -82%
uhc ubh pmap uhc ubh pmap (u) $39.19 ↓ -81%
aetna aetna performance (amu) $39.79 ↓ -81%
medica dual solutions (a u) medica dual solutions (a u) $47.11 ↓ -77%
health partners hpi medicare (amu) $48.66 ↓ -76%
allina aetna medicare (u) allina aetna medicare (u) $51.02 ↓ -75%
health partners hpi pmap (amu) $53.16 ↓ -74%
medicare medicare (u) $53.71 ↓ -74%
medicare other all other medicare (u) $53.71 ↓ -74%
bcbs bc medicare (u) $56.40 ↓ -72%
medica medica medicare (u) $56.40 ↓ -72%
aetna direct network aetna direct network (amu) $57.97 ↓ -72%
united healthcare (um) united healthcare (um) $64.19 ↓ -69%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $71.00 ↓ -65%
medica ubh (u) medica ubh (u) $74.27 ↓ -64%
americas ppo (araz) americas ppo (araz) (a c m u) $78.51 ↓ -62%
medica health system medica elect (u m) $78.79 ↓ -61%
medica medica essentials (u m) $82.26 ↓ -60%
medica mhps medica mhps (u m) $82.26 ↓ -60%
medica ubh pmap medica ubh pmap (u) $84.88 ↓ -59%
medica health system medica choice (u m) $86.58 ↓ -58%
blue cross blue shield of minnesota bc state health plan (mu) $88.36 ↓ -57%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $89.12 ↓ -56%
blue cross blue shield of minnesota bc premier (m u) $93.81 ↓ -54%
blue cross allina health blueprint (mu) $101.00 ↓ -51%
health partners hpi (u m) $104.90 ↓ -49%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $106.10 ↓ -48%
bcbs bc aehp (mu) $110.35 ↓ -46%
blue cross blue shield of minnesota bc high value/performance network (mu) $118.45 ↓ -42%
blue cross blue shield of minnesota bc aware/blue plus (m u) $124.69 ↓ -39%
health partners hpi cigna (mu) $133.76 ↓ -35%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Surgical pathology level 3 gross & microscopic examination at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $99.20 $30.02 – $111.60
Sanford Westbrook Hospital Westbrook $140.00 $42.37 – $157.50
Sanford Bagley Medical Center Bagley $172.00 $52.05 – $193.50
Sanford Wheaton Wheaton $101.60 $30.75 – $114.30
Sanford Luverne Medical Center Luverne $115.20 $34.86 – $129.60
Sanford Bemidji Medical Center Bemidji $172.00 $39.09 – $193.50
Sanford Worthington Medical Center Worthington $248.00 $39.93 – $279.00
Sanford Tracy Hospital Tracy $140.00 $42.37 – $157.50

All Minnesota hospitals for this procedure →