Static or dynami afo pre ots at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$61.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$127.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (um) vs $254.65 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $11.01 ↓ -82%
medica pmap (um) medica pmap (um) $12.14 ↓ -80%
aetna aetna elevate (amu) $19.28 ↓ -68%
aetna aetna performance (amu) $20.51 ↓ -66%
medica dual solutions (a u) medica dual solutions (a u) $24.29 ↓ -60%
aetna direct network aetna direct network (amu) $29.89 ↓ -51%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $36.61 ↓ -40%
americas ppo (araz) americas ppo (araz) (a c m u) $40.48 ↓ -34%
medica health system medica elect (u m) $40.62 ↓ -34%
medica mhps medica mhps (u m) $42.41 ↓ -31%
medica medica essentials (u m) $42.41 ↓ -31%
medica ubh pmap medica ubh pmap (u) $43.76 ↓ -28%
medica health system medica choice (u m) $44.64 ↓ -27%
medica ubh (u) medica ubh (u) $45.95 ↓ -25%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $45.95 ↓ -25%
allina aetna medicare (u) allina aetna medicare (u) $51.13 ↓ -16%
medicare other all other medicare (u) $53.82 ↓ -12%
medicare medicare (u) $53.82 ↓ -12%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $54.70 ↓ -11%
all other medicaid all other medicaid (u) $54.70 ↓ -11%
medicaid medicaid ma (u) $54.70 ↓ -11%
south country health alliance scha pmap (u) $56.34 ↓ -8%
medica medica medicare (u) $56.51 ↓ -8%
bcbs bc medicare (u) $56.51 ↓ -8%
uhc ubh pmap uhc ubh pmap (u) $68.38 ↑ +12%
blue cross blue shield of minnesota bc pmap (amu) $80.17 ↑ +31%
blue cross blue shield of minnesota bc state health plan (mu) $180.49 ↑ +195%
blue cross blue shield of minnesota bc premier (m u) $191.58 ↑ +213%
blue cross allina health blueprint (mu) $206.27 ↑ +237%
bcbs bc aehp (mu) $225.35 ↑ +268%
blue cross blue shield of minnesota bc high value/performance network (mu) $241.92 ↑ +295%
blue cross blue shield of minnesota bc aware/blue plus (m u) $254.65 ↑ +316%

Visitor-reported prices

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Static or dynami afo pre ots at other Minnesota hospitals

Hospital City Cash price Negotiated range
Owatonna Hospital Owatonna $71.40 $37.03 – $267.26
Abbott Northwestern Hospital MN 55407 $61.20 $51.13 – $80.17
Allina Health Faribault Medical Center Faribualt $71.40 $37.03 – $267.26
New Ulm Medical Center MN 56073 $62.72 $21.01 – $332.97
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $61.20 $51.13 – $80.17
Buffalo Hospital Buffalo $71.40 $37.03 – $267.26
Cambridge Medical Center Cambridge $71.40 $37.03 – $267.26
River Falls Area Hospital River Falls $71.40 $23.14 – $472.85

All Minnesota hospitals for this procedure →