Sodium chloride 0.9 % IV bolus at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$40.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$83.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (um) vs $42.70 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
blue cross blue shield of minnesota bc pmap (amu) $1.26 ↓ -97%
blue cross blue shield of minnesota bc premier (m u) $1.43 ↓ -96%
bcbs bc aehp (mu) $1.68 ↓ -96%
blue cross blue shield of minnesota bc state health plan (mu) $1.71 ↓ -96%
blue cross blue shield of minnesota bc high value/performance network (mu) $1.80 ↓ -96%
blue cross blue shield of minnesota bc aware/blue plus (m u) $1.89 ↓ -95%
blue cross allina health blueprint (mu) $2.02 ↓ -95%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $8.59 ↓ -79%
medica pmap (um) medica pmap (um) $9.48 ↓ -76%
aetna aetna elevate (amu) $15.05 ↓ -62%
aetna aetna performance (amu) $16.01 ↓ -60%
medica dual solutions (a u) medica dual solutions (a u) $18.96 ↓ -53%
aetna direct network aetna direct network (amu) $23.33 ↓ -42%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $28.57 ↓ -29%
medica ubh (u) medica ubh (u) $29.89 ↓ -25%
medica health system medica elect (u m) $30.62 ↓ -24%
americas ppo (araz) americas ppo (araz) (a c m u) $31.60 ↓ -21%
medica medica essentials (u m) $31.97 ↓ -20%
medica mhps medica mhps (u m) $31.97 ↓ -20%
medica health system medica choice (u m) $33.65 ↓ -16%
medica ubh pmap medica ubh pmap (u) $34.16 ↓ -15%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $35.87 ↓ -10%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $42.70 ↑ +7%

Visitor-reported prices

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Sodium chloride 0.9 % IV bolus at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $194.40 $19.61 – $72.90
Sanford Westbrook Hospital Westbrook $80.00 $18.16 – $67.50
Sanford Bagley Medical Center Bagley $48.00 $3.93 – $14.63
Sanford Wheaton Wheaton $40.00 $6.05 – $22.50
Sanford Luverne Medical Center Luverne $70.79 $14.28 – $53.09
Sanford Bemidji Medical Center Bemidji $15.60 $1.02 – $14.85
Sanford Worthington Medical Center Worthington $75.59 $1.00 – $39.89
Sanford Tracy Hospital Tracy $80.00 $18.16 – $67.50

All Minnesota hospitals for this procedure →