Rsv assay w/optic at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$45.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$94.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.88 with blue cross blue shield of minnesota vs $94.70 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $10.88 ↓ -76%
allina aetna medicare (u) allina aetna medicare (u) $12.20 ↓ -73%
medicare other all other medicare (u) $12.84 ↓ -72%
medicare medicare (u) $12.84 ↓ -72%
medicaid medicaid ma (u) $13.09 ↓ -71%
all other medicaid all other medicaid (u) $13.09 ↓ -71%
south country health alliance scha pmap (u) $13.48 ↓ -70%
bcbs bc medicare (u) $13.48 ↓ -70%
medica medica medicare (u) $13.48 ↓ -70%
uhc ubh pmap uhc ubh pmap (u) $16.36 ↓ -64%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $19.05 ↓ -58%
medica pmap (um) medica pmap (um) $21.02 ↓ -54%
health partners hpi pmap (amu) $23.58 ↓ -48%
blue cross blue shield of minnesota bc state health plan (mu) $27.03 ↓ -41%
health partners hpi medicare (amu) $27.26 ↓ -40%
blue cross blue shield of minnesota bc premier (m u) $28.69 ↓ -37%
blue cross allina health blueprint (mu) $30.90 ↓ -32%
aetna aetna elevate (amu) $33.38 ↓ -27%
bcbs bc aehp (mu) $33.76 ↓ -26%
aetna aetna performance (amu) $35.51 ↓ -22%
blue cross blue shield of minnesota bc high value/performance network (mu) $36.23 ↓ -20%
blue cross blue shield of minnesota bc aware/blue plus (m u) $38.13 ↓ -16%
medica dual solutions (a u) medica dual solutions (a u) $42.05 ↓ -8%
health partners hpi cigna (mu) $44.03 ↓ -3%
aetna direct network aetna direct network (amu) $51.74 ↑ +14%
united healthcare (um) united healthcare (um) $57.29 ↑ +26%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $63.37 ↑ +39%
medica ubh (u) medica ubh (u) $66.29 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $70.08 ↑ +54%
medica health system medica elect (u m) $70.32 ↑ +55%
medica medica essentials (u m) $73.42 ↑ +62%
medica mhps medica mhps (u m) $73.42 ↑ +62%
medica ubh pmap medica ubh pmap (u) $75.76 ↑ +67%
medica health system medica choice (u m) $77.28 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $79.55 ↑ +75%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $94.70 ↑ +108%

Visitor-reported prices

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Rsv assay w/optic at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $110.40 $33.41 – $124.20
Sanford Westbrook Hospital Westbrook $148.00 $41.40 – $153.90
Sanford Wheaton Wheaton $97.60 $29.54 – $109.80
Sanford Luverne Medical Center Luverne $148.00 $44.79 – $166.50
Sanford Tracy Hospital Tracy $148.00 $41.40 – $153.90
Sanford Thief River Falls Medical Center Thief River Falls $63.20 $27.14 – $71.10
Sanford Behavioral Health Thief River Falls Thief River Falls $63.20 $27.14 – $71.10
Owatonna Hospital Owatonna $40.94 $12.20 – $53.94

All Minnesota hospitals for this procedure →