Pulse ox single at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$31.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$64.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.60 with blue cross blue shield of minnesota vs $64.90 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $5.60 ↓ -82%
blue cross blue shield of minnesota bc state health plan (mu) $10.68 ↓ -66%
blue cross blue shield of minnesota bc premier (m u) $11.34 ↓ -64%
blue cross allina health blueprint (mu) $12.21 ↓ -61%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $13.06 ↓ -58%
bcbs bc aehp (mu) $13.34 ↓ -57%
blue cross blue shield of minnesota bc high value/performance network (mu) $14.32 ↓ -54%
medica pmap (um) medica pmap (um) $14.41 ↓ -54%
blue cross blue shield of minnesota bc aware/blue plus (m u) $15.08 ↓ -52%
aetna aetna elevate (amu) $22.88 ↓ -27%
aetna aetna performance (amu) $24.34 ↓ -22%
medica dual solutions (a u) medica dual solutions (a u) $28.82 ↓ -7%
aetna direct network aetna direct network (amu) $35.46 ↑ +14%
united healthcare (um) united healthcare (um) $39.26 ↑ +26%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $43.43 ↑ +39%
medica ubh (u) medica ubh (u) $45.43 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $48.03 ↑ +54%
medica health system medica elect (u m) $48.19 ↑ +55%
medica medica essentials (u m) $50.32 ↑ +62%
medica mhps medica mhps (u m) $50.32 ↑ +62%
medica ubh pmap medica ubh pmap (u) $51.92 ↑ +67%
medica health system medica choice (u m) $52.96 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $54.52 ↑ +75%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $64.90 ↑ +108%

Visitor-reported prices

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Pulse ox single at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $118.40 $35.83 – $133.20
Sanford Westbrook Hospital Westbrook $89.60 $27.12 – $100.80
Sanford Bagley Medical Center Bagley $85.60 $25.90 – $96.30
Sanford Luverne Medical Center Luverne $89.60 $27.12 – $100.80
Sanford Bemidji Medical Center Bemidji $85.60 $1.02 – $96.30
Sanford Worthington Medical Center Worthington $88.80 $1.00 – $99.90
Sanford Tracy Hospital Tracy $89.60 $27.12 – $100.80
Sanford Thief River Falls Medical Center Thief River Falls $94.40 $40.53 – $106.20

All Minnesota hospitals for this procedure →