Pt application of modality >=1 area hot/cold packs at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$77.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$161.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.85 with blue cross blue shield of minnesota vs $317.00 with united healthcare (um) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $3.85 ↓ -95%
medicaid medicaid ma (u) $5.05 ↓ -93%
all other medicaid all other medicaid (u) $5.05 ↓ -93%
south country health alliance scha pmap (u) $5.20 ↓ -93%
uhc ubh pmap uhc ubh pmap (u) $6.31 ↓ -92%
blue cross blue shield of minnesota bc state health plan (mu) $8.80 ↓ -89%
blue cross blue shield of minnesota bc premier (m u) $9.34 ↓ -88%
blue cross allina health blueprint (mu) $10.06 ↓ -87%
health partners hpi pmap (amu) $10.61 ↓ -86%
bcbs bc aehp (mu) $10.98 ↓ -86%
blue cross blue shield of minnesota bc high value/performance network (mu) $11.79 ↓ -85%
health partners hpi (u m) $11.96 ↓ -85%
health partners hpi medicare (amu) $12.27 ↓ -84%
blue cross blue shield of minnesota bc aware/blue plus (m u) $12.41 ↓ -84%
health partners hpi cigna (mu) $13.58 ↓ -82%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $27.87 ↓ -64%
medica pmap (um) medica pmap (um) $30.75 ↓ -60%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $92.68 ↑ +20%
medica ubh (u) medica ubh (u) $96.95 ↑ +25%
americas ppo (araz) americas ppo (araz) (a c m u) $102.49 ↑ +32%
medica ubh pmap medica ubh pmap (u) $110.80 ↑ +43%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $116.34 ↑ +50%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $138.50 ↑ +79%
medica dual solutions (a u) medica dual solutions (a u) $152.00 ↑ +96%
aetna aetna elevate (amu) $172.00 ↑ +122%
aetna aetna performance (amu) $186.00 ↑ +140%
medica health system medica elect (u m) $222.00 ↑ +187%
medica medica essentials (u m) $232.00 ↑ +199%
medica mhps medica mhps (u m) $232.00 ↑ +199%
medica health system medica choice (u m) $244.00 ↑ +215%
aetna direct network aetna direct network (amu) $264.00 ↑ +241%
united healthcare (um) united healthcare (um) $317.00 ↑ +309%

Visitor-reported prices

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Pt application of modality >=1 area hot/cold packs at other Minnesota hospitals

Hospital City Cash price Negotiated range
Owatonna Hospital Owatonna $81.48 $4.47 – $107.36
Abbott Northwestern Hospital MN 55407 $77.47 $3.85 – $13.58
Allina Health Faribault Medical Center Faribualt $81.48 $4.47 – $107.36
New Ulm Medical Center MN 56073 $65.46 $4.94 – $95.60
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $77.47 $3.85 – $10.98
Buffalo Hospital Buffalo $81.48 $4.47 – $98.50
Cambridge Medical Center Cambridge $81.48 $4.47 – $98.50
River Falls Area Hospital River Falls $81.48 $4.85 – $67.73

All Minnesota hospitals for this procedure →