Phys blood bank serv reactj at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$368.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$768.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.58 with blue cross blue shield of minnesota vs $768.30 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $35.58 ↓ -90%
medicaid medicaid ma (u) $50.76 ↓ -86%
all other medicaid all other medicaid (u) $50.76 ↓ -86%
south country health alliance scha pmap (u) $52.28 ↓ -86%
uhc ubh pmap uhc ubh pmap (u) $63.45 ↓ -83%
blue cross blue shield of minnesota bc state health plan (mu) $88.36 ↓ -76%
blue cross blue shield of minnesota bc premier (m u) $93.81 ↓ -75%
blue cross allina health blueprint (mu) $101.00 ↓ -73%
bcbs bc aehp (mu) $110.35 ↓ -70%
blue cross blue shield of minnesota bc high value/performance network (mu) $118.45 ↓ -68%
blue cross blue shield of minnesota bc aware/blue plus (m u) $124.69 ↓ -66%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $154.58 ↓ -58%
health partners hpi medicare (amu) $156.05 ↓ -58%
allina aetna medicare (u) allina aetna medicare (u) $166.81 ↓ -55%
health partners hpi pmap (amu) $170.49 ↓ -54%
medica pmap (um) medica pmap (um) $170.56 ↓ -54%
medicare medicare (u) $175.59 ↓ -52%
medicare other all other medicare (u) $175.59 ↓ -52%
medica medica medicare (u) $184.37 ↓ -50%
bcbs bc medicare (u) $184.37 ↓ -50%
health partners hpi (u m) $224.53 ↓ -39%
aetna aetna elevate (amu) $270.83 ↓ -27%
aetna aetna performance (amu) $288.11 ↓ -22%
medica dual solutions (a u) medica dual solutions (a u) $341.13 ↓ -7%
aetna direct network aetna direct network (amu) $419.80 ↑ +14%
health partners hpi cigna (mu) $429.01 ↑ +16%
united healthcare (um) united healthcare (um) $464.82 ↑ +26%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $514.15 ↑ +39%
medica ubh (u) medica ubh (u) $537.81 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $568.54 ↑ +54%
medica health system medica elect (u m) $570.54 ↑ +55%
medica mhps medica mhps (u m) $595.66 ↑ +62%
medica medica essentials (u m) $595.66 ↑ +62%
medica ubh pmap medica ubh pmap (u) $614.64 ↑ +67%
medica health system medica choice (u m) $626.93 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $645.37 ↑ +75%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $768.30 ↑ +108%

Visitor-reported prices

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Phys blood bank serv reactj at other Minnesota hospitals

Hospital City Cash price Negotiated range
Owatonna Hospital Owatonna $337.01 $43.91 – $444.07
Abbott Northwestern Hospital MN 55407 $368.78 $35.58 – $429.01
Allina Health Faribault Medical Center Faribualt $337.01 $43.91 – $444.07
New Ulm Medical Center MN 56073 $402.98 $57.20 – $588.48
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $368.78 $35.58 – $182.61
Buffalo Hospital Buffalo $337.01 $43.91 – $429.01
Cambridge Medical Center Cambridge $337.01 $43.91 – $429.01
River Falls Area Hospital River Falls $337.01 $50.76 – $278.95

All Minnesota hospitals for this procedure →