Non-molded lacer at United Hospital
333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485
$357.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$744.70
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.01 with united healthcare (um) vs $744.70 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| united healthcare (um) | united healthcare (um) | $0.01 | ↓ -100% |
| blue cross blue shield of minnesota | bc pmap (amu) | $92.15 | ↓ -74% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $149.83 | ↓ -58% |
| medica pmap (um) | medica pmap (um) | $165.32 | ↓ -54% |
| blue cross blue shield of minnesota | bc state health plan (mu) | $207.49 | ↓ -42% |
| blue cross blue shield of minnesota | bc premier (m u) | $220.22 | ↓ -38% |
| allina aetna medicare (u) | allina aetna medicare (u) | $221.63 | ↓ -38% |
| medicare other | all other medicare (u) | $233.29 | ↓ -35% |
| medicare | medicare (u) | $233.29 | ↓ -35% |
| all other medicaid | all other medicaid (u) | $236.87 | ↓ -34% |
| medicaid | medicaid ma (u) | $236.87 | ↓ -34% |
| blue cross | allina health blueprint (mu) | $237.11 | ↓ -34% |
| south country health alliance | scha pmap (u) | $243.98 | ↓ -32% |
| medica | medica medicare (u) | $244.95 | ↓ -31% |
| bcbs | bc medicare (u) | $244.95 | ↓ -31% |
| bcbs | bc aehp (mu) | $259.06 | ↓ -28% |
| aetna | aetna elevate (amu) | $262.51 | ↓ -27% |
| blue cross blue shield of minnesota | bc high value/performance network (mu) | $278.10 | ↓ -22% |
| aetna | aetna performance (amu) | $279.26 | ↓ -22% |
| blue cross blue shield of minnesota | bc aware/blue plus (m u) | $292.74 | ↓ -18% |
| uhc ubh pmap | uhc ubh pmap (u) | $296.09 | ↓ -17% |
| medica dual solutions (a u) | medica dual solutions (a u) | $330.65 | ↓ -8% |
| aetna direct network | aetna direct network (amu) | $406.90 | ↑ +14% |
| americas ppo (araz)(a m u) | americas ppo (araz)(a m u) | $498.35 | ↑ +39% |
| americas ppo (araz) | americas ppo (araz) (a c m u) | $551.08 | ↑ +54% |
| medica health system | medica elect (u m) | $553.01 | ↑ +55% |
| medica | medica essentials (u m) | $577.37 | ↑ +62% |
| medica mhps | medica mhps (u m) | $577.37 | ↑ +62% |
| medica ubh pmap | medica ubh pmap (u) | $595.76 | ↑ +67% |
| medica health system | medica choice (u m) | $607.68 | ↑ +70% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $625.55 | ↑ +75% |
| medica ubh (u) | medica ubh (u) | $625.55 | ↑ +75% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $744.70 | ↑ +108% |
Visitor-reported prices
Comments
Non-molded lacer at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Owatonna Hospital | Owatonna | $417.03 | $132.35 – $549.51 |
| Abbott Northwestern Hospital | MN 55407 | $357.46 | $92.15 – $296.09 |
| Allina Health Faribault Medical Center | Faribualt | $417.03 | $132.35 – $549.51 |
| New Ulm Medical Center | MN 56073 | $305.26 | $138.08 – $445.78 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $357.46 | $92.15 – $296.09 |
| Buffalo Hospital | Buffalo | $417.03 | $132.35 – $549.51 |
| Cambridge Medical Center | Cambridge | $417.03 | $132.35 – $549.51 |
| River Falls Area Hospital | River Falls | $417.03 | $135.64 – $543.57 |