Neck (Cervical Spine) MRI (with contrast) at United Hospital
333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485
$729.74
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,520.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$229.41 with ucare pmap (a b c d e g n o s u r h) vs $1,900.00 with united healthcare (um) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $229.41 | ↓ -69% |
| medica pmap (um) | medica pmap (um) | $253.12 | ↓ -65% |
| blue cross blue shield of minnesota | bc pmap (amu) | $320.04 | ↓ -56% |
| health partners | hpi medicare (amu) | $325.21 | ↓ -55% |
| all other medicaid | all other medicaid (u) | $332.39 | ↓ -54% |
| medicaid | medicaid ma (u) | $332.39 | ↓ -54% |
| allina aetna medicare (u) | allina aetna medicare (u) | $341.56 | ↓ -53% |
| south country health alliance | scha pmap (u) | $342.36 | ↓ -53% |
| health partners | hpi pmap (amu) | $355.32 | ↓ -51% |
| medicare other | all other medicare (u) | $359.54 | ↓ -51% |
| medicare | medicare (u) | $359.54 | ↓ -51% |
| medica | medica medicare (u) | $377.52 | ↓ -48% |
| bcbs | bc medicare (u) | $377.52 | ↓ -48% |
| uhc ubh pmap | uhc ubh pmap (u) | $415.49 | ↓ -43% |
| blue cross blue shield of minnesota | bc state health plan (mu) | $720.61 | ↓ -1% |
| americas ppo (araz)(a m u) | americas ppo (araz)(a m u) | $763.02 | ↑ +5% |
| blue cross blue shield of minnesota | bc premier (m u) | $764.85 | ↑ +5% |
| health partners | hpi (u m) | $784.99 | ↑ +8% |
| medica ubh (u) | medica ubh (u) | $798.14 | ↑ +9% |
| blue cross | allina health blueprint (mu) | $823.51 | ↑ +13% |
| americas ppo (araz) | americas ppo (araz) (a c m u) | $843.75 | ↑ +16% |
| medica dual solutions (a u) | medica dual solutions (a u) | $855.00 | ↑ +17% |
| medica health system | medica elect (u m) | $860.00 | ↑ +18% |
| health partners | hpi cigna (mu) | $894.08 | ↑ +23% |
| medica | medica essentials (u m) | $898.00 | ↑ +23% |
| medica mhps | medica mhps (u m) | $898.00 | ↑ +23% |
| bcbs | bc aehp (mu) | $899.72 | ↑ +23% |
| medica ubh pmap | medica ubh pmap (u) | $912.16 | ↑ +25% |
| medica health system | medica choice (u m) | $945.00 | ↑ +29% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $957.77 | ↑ +31% |
| aetna | aetna elevate (amu) | $958.00 | ↑ +31% |
| blue cross blue shield of minnesota | bc high value/performance network (mu) | $965.84 | ↑ +32% |
| blue cross blue shield of minnesota | bc aware/blue plus (m u) | $1,016.67 | ↑ +39% |
| aetna | aetna performance (amu) | $1,026.00 | ↑ +41% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $1,140.20 | ↑ +56% |
| aetna direct network | aetna direct network (amu) | $1,474.00 | ↑ +102% |
| united healthcare (um) | united healthcare (um) | $1,900.00 | ↑ +160% |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (with contrast) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $3,399.20 | $374.99 – $3,824.10 |
| Sanford Westbrook Hospital | Westbrook | $3,486.40 | $374.99 – $3,922.20 |
| Sanford Bagley Medical Center | Bagley | $3,477.60 | $374.99 – $3,912.30 |
| Sanford Wheaton | Wheaton | $3,092.00 | $374.99 – $3,478.50 |
| Sanford Bemidji Medical Center | Bemidji | $3,477.60 | $277.45 – $3,912.30 |
| Sanford Worthington Medical Center | Worthington | $3,990.40 | $283.44 – $4,489.20 |
| Sanford Tracy Hospital | Tracy | $3,486.40 | $374.99 – $3,922.20 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $3,180.00 | $374.99 – $3,577.50 |