Ndl round specialty proguide at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$129.41

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$269.60

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (um) vs $269.60 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
blue cross blue shield of minnesota bc pmap (amu) $47.80 ↓ -63%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $54.24 ↓ -58%
medica pmap (um) medica pmap (um) $59.85 ↓ -54%
blue cross blue shield of minnesota bc premier (m u) $87.62 ↓ -32%
blue cross blue shield of minnesota bc state health plan (mu) $88.35 ↓ -32%
aetna aetna elevate (amu) $95.03 ↓ -27%
blue cross allina health blueprint (mu) $99.97 ↓ -23%
aetna aetna performance (amu) $101.10 ↓ -22%
bcbs bc aehp (mu) $103.07 ↓ -20%
blue cross blue shield of minnesota bc high value/performance network (mu) $110.64 ↓ -15%
blue cross blue shield of minnesota bc aware/blue plus (m u) $116.47 ↓ -10%
medica dual solutions (a u) medica dual solutions (a u) $119.70 ↓ -8%
aetna direct network aetna direct network (amu) $147.31 ↑ +14%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $180.42 ↑ +39%
medica ubh (u) medica ubh (u) $188.72 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $199.50 ↑ +54%
medica health system medica elect (u m) $200.20 ↑ +55%
medica medica essentials (u m) $209.02 ↑ +62%
medica mhps medica mhps (u m) $209.02 ↑ +62%
medica ubh pmap medica ubh pmap (u) $215.68 ↑ +67%
medica health system medica choice (u m) $219.99 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $226.46 ↑ +75%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $269.60 ↑ +108%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ndl round specialty proguide at other Minnesota hospitals

Hospital City Cash price Negotiated range
Owatonna Hospital Owatonna $150.98 $62.74 – $198.94
Abbott Northwestern Hospital MN 55407 $129.41 not published
Allina Health Faribault Medical Center Faribualt $150.98 $62.74 – $198.94
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $129.41 not published
Buffalo Hospital Buffalo $150.98 $62.74 – $198.94
Cambridge Medical Center Cambridge $150.98 $62.74 – $198.94
River Falls Area Hospital River Falls $150.98 $106.93 – $125.49
Sanford Bemidji Medical Center Bemidji not published $1.02 – $1.02

All Minnesota hospitals for this procedure →