Mrgfus strtctc ablt trgt icr at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$20,950.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$43,646.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$855.00 with medica dual solutions (a u) vs $43,646.10 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
medica dual solutions (a u) medica dual solutions (a u) $855.00 ↓ -96%
medica health system medica elect (u m) $860.00 ↓ -96%
medica medica essentials (u m) $898.00 ↓ -96%
medica mhps medica mhps (u m) $898.00 ↓ -96%
medica health system medica choice (u m) $945.00 ↓ -95%
united healthcare (um) united healthcare (um) $1,900.00 ↓ -91%
blue cross blue shield of minnesota bc pmap (amu) $7,738.45 ↓ -63%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $8,781.60 ↓ -58%
medica pmap (um) medica pmap (um) $9,689.43 ↓ -54%
allina aetna medicare (u) allina aetna medicare (u) $10,897.97 ↓ -48%
health partners hpi medicare (amu) $11,355.77 ↓ -46%
medicare medicare (u) $11,471.55 ↓ -45%
medicare other all other medicare (u) $11,471.55 ↓ -45%
bcbs bc medicare (u) $12,045.13 ↓ -43%
medica medica medicare (u) $12,045.13 ↓ -43%
health partners hpi pmap (amu) $12,407.73 ↓ -41%
blue cross blue shield of minnesota bc premier (m u) $14,184.98 ↓ -32%
blue cross blue shield of minnesota bc state health plan (mu) $14,302.83 ↓ -32%
aetna aetna elevate (amu) $15,385.25 ↓ -27%
blue cross allina health blueprint (mu) $16,183.97 ↓ -23%
aetna aetna performance (amu) $16,367.29 ↓ -22%
bcbs bc aehp (mu) $16,685.90 ↓ -20%
blue cross blue shield of minnesota bc high value/performance network (mu) $17,912.36 ↓ -15%
blue cross blue shield of minnesota bc aware/blue plus (m u) $18,855.12 ↓ -10%
aetna direct network aetna direct network (amu) $23,848.23 ↑ +14%
health partners hpi (u m) $24,276.75 ↑ +16%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $29,207.97 ↑ +39%
medica ubh (u) medica ubh (u) $30,552.27 ↑ +46%
health partners hpi cigna (mu) $31,220.13 ↑ +49%
americas ppo (araz) americas ppo (araz) (a c m u) $32,298.11 ↑ +54%
medica ubh pmap medica ubh pmap (u) $34,916.88 ↑ +67%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $36,662.72 ↑ +75%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $43,646.10 ↑ +108%

Visitor-reported prices

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Mrgfus strtctc ablt trgt icr at other Minnesota hospitals

Hospital City Cash price Negotiated range
Abbott Northwestern Hospital MN 55407 $20,950.13 $10,897.97 – $31,220.13
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $20,950.13 $10,897.97 – $12,837.25
Sanford Bemidji Medical Center Bemidji not published $11,626.44 – $12,850.28
Sanford Worthington Medical Center Worthington not published $11,626.44 – $12,850.28

All Minnesota hospitals for this procedure →