Mnt subs tx for change dx at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$16.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$34.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$6.86 with ucare pmap (a b c d e g n o s u r h) vs $175.98 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $6.86 ↓ -58%
medica pmap (um) medica pmap (um) $7.57 ↓ -54%
aetna aetna elevate (amu) $12.02 ↓ -27%
aetna aetna performance (amu) $12.79 ↓ -22%
medica dual solutions (a u) medica dual solutions (a u) $15.14 ↓ -8%
aetna direct network aetna direct network (amu) $18.63 ↑ +14%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $22.82 ↑ +39%
medica ubh (u) medica ubh (u) $23.87 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $25.23 ↑ +54%
allina aetna medicare (u) allina aetna medicare (u) $25.30 ↑ +55%
medica health system medica elect (u m) $25.32 ↑ +55%
medicaid medicaid ma (u) $25.63 ↑ +57%
all other medicaid all other medicaid (u) $25.63 ↑ +57%
south country health alliance scha pmap (u) $26.40 ↑ +61%
medica mhps medica mhps (u m) $26.44 ↑ +62%
medica medica essentials (u m) $26.44 ↑ +62%
medicare medicare (u) $26.63 ↑ +63%
medicare other all other medicare (u) $26.63 ↑ +63%
medica ubh pmap medica ubh pmap (u) $27.28 ↑ +67%
medica health system medica choice (u m) $27.83 ↑ +70%
medica medica medicare (u) $27.96 ↑ +71%
bcbs bc medicare (u) $27.96 ↑ +71%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $28.64 ↑ +75%
uhc ubh pmap uhc ubh pmap (u) $32.04 ↑ +96%
health partners hpi medicare (amu) $34.10 ↑ +108%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $34.10 ↑ +108%
health partners hpi pmap (amu) $34.71 ↑ +112%
health partners hpi cigna (mu) $37.84 ↑ +131%
blue cross blue shield of minnesota bc pmap (amu) $50.21 ↑ +207%
united healthcare (um) united healthcare (um) $89.00 ↑ +444%
health partners hpi (u m) $104.98 ↑ +541%
blue cross blue shield of minnesota bc state health plan (mu) $124.70 ↑ +662%
blue cross blue shield of minnesota bc premier (m u) $132.39 ↑ +709%
blue cross allina health blueprint (mu) $142.55 ↑ +771%
bcbs bc aehp (mu) $155.74 ↑ +851%
blue cross blue shield of minnesota bc high value/performance network (mu) $167.19 ↑ +921%
blue cross blue shield of minnesota bc aware/blue plus (m u) $175.98 ↑ +975%

Visitor-reported prices

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Mnt subs tx for change dx at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $41.60 $12.59 – $46.80
Sanford Wheaton Wheaton $43.20 $13.07 – $48.60
Owatonna Hospital Owatonna $30.24 $25.30 – $179.61
Abbott Northwestern Hospital MN 55407 $16.37 $25.30 – $83.00
Allina Health Faribault Medical Center Faribualt $30.24 $25.30 – $179.61
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $16.37 $25.30 – $89.00
Buffalo Hospital Buffalo $30.24 $25.30 – $179.61
Cambridge Medical Center Cambridge $30.24 $25.30 – $179.61

All Minnesota hospitals for this procedure →