Mayo factor ii at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$76.90

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$160.20

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.99 with blue cross blue shield of minnesota vs $102.10 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $10.99 ↓ -86%
allina aetna medicare (u) allina aetna medicare (u) $12.08 ↓ -84%
medicare other all other medicare (u) $12.72 ↓ -83%
medicare medicare (u) $12.72 ↓ -83%
medicaid medicaid ma (u) $12.97 ↓ -83%
all other medicaid all other medicaid (u) $12.97 ↓ -83%
south country health alliance scha pmap (u) $13.36 ↓ -83%
medica medica medicare (u) $13.36 ↓ -83%
bcbs bc medicare (u) $13.36 ↓ -83%
uhc ubh pmap uhc ubh pmap (u) $16.21 ↓ -79%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $20.54 ↓ -73%
medica pmap (um) medica pmap (um) $22.67 ↓ -71%
health partners hpi pmap (amu) $23.58 ↓ -69%
health partners hpi medicare (amu) $27.26 ↓ -65%
blue cross blue shield of minnesota bc state health plan (mu) $27.31 ↓ -64%
blue cross blue shield of minnesota bc premier (m u) $28.99 ↓ -62%
blue cross allina health blueprint (mu) $31.22 ↓ -59%
bcbs bc aehp (mu) $34.11 ↓ -56%
aetna aetna elevate (amu) $35.99 ↓ -53%
blue cross blue shield of minnesota bc high value/performance network (mu) $36.62 ↓ -52%
aetna aetna performance (amu) $38.29 ↓ -50%
blue cross blue shield of minnesota bc aware/blue plus (m u) $38.54 ↓ -50%
health partners hpi cigna (mu) $44.03 ↓ -43%
medica dual solutions (a u) medica dual solutions (a u) $45.33 ↓ -41%
aetna direct network aetna direct network (amu) $55.79 ↓ -27%
united healthcare (um) united healthcare (um) $61.77 ↓ -20%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $68.33 ↓ -11%
medica ubh (u) medica ubh (u) $71.47 ↓ -7%
americas ppo (araz) americas ppo (araz) (a c m u) $75.55 ↓ -2%
medica health system medica elect (u m) $75.82 ↓ -1%
medica mhps medica mhps (u m) $79.16 ↑ +3%
medica medica essentials (u m) $79.16 ↑ +3%
medica ubh pmap medica ubh pmap (u) $81.68 ↑ +6%
medica health system medica choice (u m) $83.31 ↑ +8%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $85.76 ↑ +12%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $102.10 ↑ +33%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Mayo factor ii at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $272.00 $82.31 – $306.00
Sanford Tracy Hospital Tracy $272.00 $82.31 – $306.00
Sanford Thief River Falls Medical Center Thief River Falls $106.40 $45.69 – $119.70
Sanford Behavioral Health Thief River Falls Thief River Falls $106.40 $45.69 – $119.70
Owatonna Hospital Owatonna $89.71 $12.08 – $60.43
Abbott Northwestern Hospital MN 55407 $76.90 $10.99 – $44.03
Allina Health Faribault Medical Center Faribualt $89.71 $12.08 – $60.43
New Ulm Medical Center MN 56073 $96.88 $12.08 – $102.39

All Minnesota hospitals for this procedure →