Knee X-ray at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$138.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$288.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.44 with blue cross blue shield of minnesota vs $331.00 with aetna direct network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $56.44 ↓ -59%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $58.03 ↓ -58%
medica pmap (um) medica pmap (um) $64.02 ↓ -54%
health partners hpi medicare (amu) $96.84 ↓ -30%
all other medicaid all other medicaid (u) $99.61 ↓ -28%
medicaid medicaid ma (u) $99.61 ↓ -28%
allina aetna medicare (u) allina aetna medicare (u) $102.36 ↓ -26%
south country health alliance scha pmap (u) $102.60 ↓ -26%
health partners hpi pmap (amu) $105.81 ↓ -24%
medicare other all other medicare (u) $107.75 ↓ -22%
medicare medicare (u) $107.75 ↓ -22%
medica medica medicare (u) $113.14 ↓ -18%
bcbs bc medicare (u) $113.14 ↓ -18%
uhc ubh pmap uhc ubh pmap (u) $124.51 ↓ -10%
blue cross blue shield of minnesota bc state health plan (mu) $140.16 ↑ +1%
blue cross blue shield of minnesota bc premier (m u) $148.80 ↑ +7%
blue cross allina health blueprint (mu) $160.21 ↑ +16%
bcbs bc aehp (mu) $175.05 ↑ +26%
medica dual solutions (a u) medica dual solutions (a u) $180.00 ↑ +30%
blue cross blue shield of minnesota bc high value/performance network (mu) $187.90 ↑ +36%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $193.00 ↑ +39%
blue cross blue shield of minnesota bc aware/blue plus (m u) $197.79 ↑ +43%
medica ubh (u) medica ubh (u) $201.88 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $213.42 ↑ +54%
aetna aetna elevate (amu) $216.00 ↑ +56%
health partners hpi (u m) $221.21 ↑ +60%
medica ubh pmap medica ubh pmap (u) $230.72 ↑ +67%
medica health system medica elect (u m) $238.00 ↑ +72%
aetna aetna performance (amu) $238.00 ↑ +72%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $242.26 ↑ +75%
medica mhps medica mhps (u m) $249.00 ↑ +80%
medica medica essentials (u m) $249.00 ↑ +80%
medica health system medica choice (u m) $262.00 ↑ +89%
health partners hpi cigna (mu) $266.23 ↑ +92%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $288.40 ↑ +108%
united healthcare (um) united healthcare (um) $326.00 ↑ +135%
aetna direct network aetna direct network (amu) $331.00 ↑ +139%

Visitor-reported prices

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Knee X-ray at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $468.80 $111.66 – $527.40
Sanford Westbrook Hospital Westbrook $540.00 $111.66 – $607.50
Sanford Bagley Medical Center Bagley $640.80 $111.66 – $720.90
Sanford Wheaton Wheaton $489.60 $111.66 – $550.80
Sanford Luverne Medical Center Luverne $268.80 $81.35 – $302.40
Sanford Bemidji Medical Center Bemidji $640.80 $79.32 – $720.90
Sanford Worthington Medical Center Worthington $387.20 $81.04 – $435.60
Sanford Tracy Hospital Tracy $540.00 $111.66 – $607.50

All Minnesota hospitals for this procedure →