Interrogation vad in person at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$249.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$518.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$83.59 with health partners vs $538.47 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
health partners hpi medicare (amu) $83.59 ↓ -66%
medicaid medicaid ma (u) $90.58 ↓ -64%
all other medicaid all other medicaid (u) $90.58 ↓ -64%
health partners hpi pmap (amu) $91.32 ↓ -63%
allina aetna medicare (u) allina aetna medicare (u) $93.08 ↓ -63%
south country health alliance scha pmap (u) $93.30 ↓ -63%
medicare medicare (u) $97.98 ↓ -61%
medicare other all other medicare (u) $97.98 ↓ -61%
bcbs bc medicare (u) $102.88 ↓ -59%
medica medica medicare (u) $102.88 ↓ -59%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $104.40 ↓ -58%
uhc ubh pmap uhc ubh pmap (u) $113.22 ↓ -55%
medica pmap (um) medica pmap (um) $115.20 ↓ -54%
blue cross blue shield of minnesota bc pmap (amu) $153.64 ↓ -38%
aetna aetna elevate (amu) $182.91 ↓ -27%
aetna aetna performance (amu) $194.59 ↓ -22%
health partners hpi cigna (mu) $229.79 ↓ -8%
medica dual solutions (a u) medica dual solutions (a u) $230.39 ↓ -7%
health partners hpi (u m) $233.84 ↓ -6%
aetna direct network aetna direct network (amu) $283.53 ↑ +14%
united healthcare (um) united healthcare (um) $313.93 ↑ +26%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $347.25 ↑ +39%
medica ubh (u) medica ubh (u) $363.23 ↑ +46%
blue cross blue shield of minnesota bc state health plan (mu) $381.59 ↑ +53%
americas ppo (araz) americas ppo (araz) (a c m u) $383.99 ↑ +54%
medica health system medica elect (u m) $385.34 ↑ +55%
medica mhps medica mhps (u m) $402.30 ↑ +62%
medica medica essentials (u m) $402.30 ↑ +62%
blue cross blue shield of minnesota bc premier (m u) $405.09 ↑ +63%
medica ubh pmap medica ubh pmap (u) $415.12 ↑ +67%
medica health system medica choice (u m) $423.42 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $435.88 ↑ +75%
blue cross allina health blueprint (mu) $436.16 ↑ +75%
bcbs bc aehp (mu) $476.56 ↑ +91%
blue cross blue shield of minnesota bc high value/performance network (mu) $511.56 ↑ +105%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $518.90 ↑ +108%
blue cross blue shield of minnesota bc aware/blue plus (m u) $538.47 ↑ +116%

Visitor-reported prices

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Interrogation vad in person at other Minnesota hospitals

Hospital City Cash price Negotiated range
Abbott Northwestern Hospital MN 55407 $249.07 $90.58 – $229.79
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $249.07 $90.58 – $153.64
Sanford Canby Medical Center Canby not published $96.38 – $96.38
Sanford Westbrook Hospital Westbrook not published $96.38 – $96.38
Sanford Bagley Medical Center Bagley not published $96.38 – $96.38
Sanford Wheaton Wheaton not published $96.38 – $96.38
Sanford Luverne Medical Center Luverne not published $96.38 – $96.38
Sanford Bemidji Medical Center Bemidji not published $69.83 – $94.59

All Minnesota hospitals for this procedure →