Insertion of catheter vein at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$822.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,713.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$272.00 with united healthcare (um) vs $1,384.60 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $272.00 ↓ -67%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $278.58 ↓ -66%
medica pmap (um) medica pmap (um) $307.38 ↓ -63%
blue cross blue shield of minnesota bc pmap (amu) $423.75 ↓ -48%
medica dual solutions (a u) medica dual solutions (a u) $468.00 ↓ -43%
aetna aetna elevate (amu) $488.07 ↓ -41%
aetna aetna performance (amu) $519.22 ↓ -37%
aetna direct network aetna direct network (amu) $756.55 ↓ -8%
blue cross blue shield of minnesota bc state health plan (mu) $808.72 ↓ -2%
blue cross blue shield of minnesota bc premier (m u) $858.57 ↑ +4%
blue cross allina health blueprint (mu) $924.45 ↑ +12%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $926.57 ↑ +13%
medica ubh (u) medica ubh (u) $969.22 ↑ +18%
bcbs bc aehp (mu) $1,010.02 ↑ +23%
americas ppo (araz) americas ppo (araz) (a c m u) $1,024.60 ↑ +25%
medica health system medica elect (u m) $1,028.20 ↑ +25%
medica mhps medica mhps (u m) $1,073.48 ↑ +31%
medica medica essentials (u m) $1,073.48 ↑ +31%
blue cross blue shield of minnesota bc high value/performance network (mu) $1,084.20 ↑ +32%
medica ubh pmap medica ubh pmap (u) $1,107.68 ↑ +35%
medica health system medica choice (u m) $1,129.83 ↑ +37%
blue cross blue shield of minnesota bc aware/blue plus (m u) $1,141.29 ↑ +39%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,163.06 ↑ +41%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $1,384.60 ↑ +68%

Visitor-reported prices

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Insertion of catheter vein at other Minnesota hospitals

Hospital City Cash price Negotiated range
Owatonna Hospital Owatonna $391.61 $366.85 – $1,131.79
Abbott Northwestern Hospital MN 55407 $822.38 $423.75 – $3,243.00
Allina Health Faribault Medical Center Faribualt $391.61 $366.85 – $1,131.79
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $822.38 $423.75 – $3,243.00
Buffalo Hospital Buffalo $391.61 $366.85 – $1,131.79
Cambridge Medical Center Cambridge $391.61 $366.85 – $1,131.79
River Falls Area Hospital River Falls $391.61 $229.29 – $1,997.04
Sanford Bemidji Medical Center Bemidji not published $1.02 – $168.06

All Minnesota hospitals for this procedure →