Ins pm gen w/exist mlt leads at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$10,851.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$22,606.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,512.00 with medica dual solutions (a u) vs $47,745.70 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
medica dual solutions (a u) medica dual solutions (a u) $3,512.00 ↓ -68%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $4,548.43 ↓ -58%
aetna aetna elevate (amu) $4,693.00 ↓ -57%
medica pmap (um) medica pmap (um) $5,018.64 ↓ -54%
aetna aetna performance (amu) $5,021.00 ↓ -54%
blue cross blue shield of minnesota bc pmap (amu) $7,201.92 ↓ -34%
aetna direct network aetna direct network (amu) $7,233.00 ↓ -33%
medica health system medica elect (u m) $8,765.00 ↓ -19%
medica mhps medica mhps (u m) $9,152.00 ↓ -16%
medica medica essentials (u m) $9,152.00 ↓ -16%
medica health system medica choice (u m) $9,632.00 ↓ -11%
united healthcare (um) united healthcare (um) $13,561.00 ↑ +25%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $15,128.27 ↑ +39%
medica ubh (u) medica ubh (u) $15,824.55 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $16,728.81 ↑ +54%
health partners hpi medicare (amu) $17,366.66 ↑ +60%
blue cross blue shield of minnesota bc state health plan (mu) $17,887.12 ↑ +65%
medica ubh pmap medica ubh pmap (u) $18,085.20 ↑ +67%
medicaid medicaid ma (u) $18,351.68 ↑ +69%
all other medicaid all other medicaid (u) $18,351.68 ↑ +69%
allina aetna medicare (u) allina aetna medicare (u) $18,814.63 ↑ +73%
south country health alliance scha pmap (u) $18,902.23 ↑ +74%
health partners hpi pmap (amu) $18,975.45 ↑ +75%
blue cross blue shield of minnesota bc premier (m u) $18,989.08 ↑ +75%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $18,989.46 ↑ +75%
medicare other all other medicare (u) $19,804.87 ↑ +83%
medicare medicare (u) $19,804.87 ↑ +83%
blue cross allina health blueprint (mu) $20,445.40 ↑ +88%
medica medica medicare (u) $20,795.11 ↑ +92%
bcbs bc medicare (u) $20,795.11 ↑ +92%
bcbs bc aehp (mu) $22,338.53 ↑ +106%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $22,606.50 ↑ +108%
uhc ubh pmap uhc ubh pmap (u) $22,939.60 ↑ +111%
blue cross blue shield of minnesota bc high value/performance network (mu) $23,979.28 ↑ +121%
blue cross blue shield of minnesota bc aware/blue plus (m u) $25,241.25 ↑ +133%
health partners hpi (u m) $41,965.75 ↑ +287%
health partners hpi cigna (mu) $47,745.70 ↑ +340%

Visitor-reported prices

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Ins pm gen w/exist mlt leads at other Minnesota hospitals

Hospital City Cash price Negotiated range
Abbott Northwestern Hospital MN 55407 $10,851.12 $3,512.00 – $47,745.70
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $10,851.12 $3,512.00 – $22,939.60
Sanford Canby Medical Center Canby not published $20,024.72 – $20,024.72
Sanford Westbrook Hospital Westbrook not published $20,024.72 – $20,024.72
Sanford Bagley Medical Center Bagley not published $20,024.72 – $20,024.72
Sanford Wheaton Wheaton not published $20,024.72 – $20,024.72
Sanford Luverne Medical Center Luverne not published $20,024.72 – $20,024.72
Sanford Bemidji Medical Center Bemidji not published $14,057.27 – $19,652.26

All Minnesota hospitals for this procedure →