Icd cobalt xt dr MRI is1 df1 at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$32,765.57

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$68,261.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (um) vs $9,382.80 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
blue cross blue shield of minnesota bc pmap (amu) $1,663.57 ↓ -95%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $1,887.82 ↓ -94%
medica pmap (um) medica pmap (um) $2,082.98 ↓ -94%
blue cross blue shield of minnesota bc premier (m u) $3,049.41 ↓ -91%
blue cross blue shield of minnesota bc state health plan (mu) $3,074.74 ↓ -91%
aetna aetna elevate (amu) $3,307.44 ↓ -90%
blue cross allina health blueprint (mu) $3,479.14 ↓ -89%
aetna aetna performance (amu) $3,518.55 ↓ -89%
bcbs bc aehp (mu) $3,587.04 ↓ -89%
blue cross blue shield of minnesota bc high value/performance network (mu) $3,850.70 ↓ -88%
blue cross blue shield of minnesota bc aware/blue plus (m u) $4,053.37 ↓ -88%
medica dual solutions (a u) medica dual solutions (a u) $4,165.96 ↓ -87%
aetna direct network aetna direct network (amu) $5,126.76 ↓ -84%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $6,278.97 ↓ -81%
americas ppo (araz) americas ppo (araz) (a c m u) $6,943.27 ↓ -79%
medica health system medica elect (u m) $6,967.67 ↓ -79%
medica medica essentials (u m) $7,274.48 ↓ -78%
medica mhps medica mhps (u m) $7,274.48 ↓ -78%
medica ubh pmap medica ubh pmap (u) $7,506.24 ↓ -77%
medica health system medica choice (u m) $7,656.36 ↓ -77%
medica ubh (u) medica ubh (u) $7,881.55 ↓ -76%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $7,881.55 ↓ -76%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $9,382.80 ↓ -71%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $53,242.24 $1.02 – $22,381.59
Owatonna Hospital Owatonna $38,226.50 $2,183.52 – $6,923.54
Abbott Northwestern Hospital MN 55407 $32,765.57 not published
Allina Health Faribault Medical Center Faribualt $38,226.50 $2,183.52 – $6,923.54
New Ulm Medical Center MN 56073 $36,331.62 $3,546.80 – $7,313.09
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $32,765.57 not published
Buffalo Hospital Buffalo $38,226.50 $2,183.52 – $6,923.54
Cambridge Medical Center Cambridge $38,226.50 $2,183.52 – $6,923.54

All Minnesota hospitals for this procedure →