Ghs musc tst done w/n tst non ext at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$90.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$188.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.99 with ucare pmap (a b c d e g n o s u r h) vs $466.00 with united healthcare (um) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $37.99 ↓ -58%
medica pmap (um) medica pmap (um) $41.91 ↓ -54%
aetna aetna elevate (amu) $66.55 ↓ -27%
aetna aetna performance (amu) $70.80 ↓ -22%
blue cross blue shield of minnesota bc pmap (amu) $76.92 ↓ -15%
medica dual solutions (a u) medica dual solutions (a u) $83.83 ↓ -7%
aetna direct network aetna direct network (amu) $103.16 ↑ +14%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $126.34 ↑ +39%
medica ubh (u) medica ubh (u) $132.16 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $139.71 ↑ +54%
medica health system medica elect (u m) $140.20 ↑ +55%
medica mhps medica mhps (u m) $146.38 ↑ +62%
medica medica essentials (u m) $146.38 ↑ +62%
medica ubh pmap medica ubh pmap (u) $151.04 ↑ +67%
medica health system medica choice (u m) $154.06 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $158.59 ↑ +75%
blue cross blue shield of minnesota bc state health plan (mu) $173.18 ↑ +91%
blue cross blue shield of minnesota bc premier (m u) $183.82 ↑ +103%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $188.80 ↑ +108%
blue cross allina health blueprint (mu) $197.92 ↑ +118%
bcbs bc aehp (mu) $216.23 ↑ +139%
blue cross blue shield of minnesota bc high value/performance network (mu) $232.11 ↑ +156%
blue cross blue shield of minnesota bc aware/blue plus (m u) $244.33 ↑ +170%
united healthcare (um) united healthcare (um) $466.00 ↑ +414%

Visitor-reported prices

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Ghs musc tst done w/n tst non ext at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $245.60 $1.02 – $276.30
Abbott Northwestern Hospital MN 55407 $90.62 $76.92 – $464.00
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $90.62 $76.92 – $466.00
Sanford Worthington Medical Center Worthington not published $1.00 – $83.60

All Minnesota hospitals for this procedure →