Gel-one at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$1,898.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,955.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (um) vs $3,955.00 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
all other medicaid all other medicaid (u) $492.44 ↓ -74%
medicaid medicaid ma (u) $492.44 ↓ -74%
allina aetna medicare (u) allina aetna medicare (u) $501.65 ↓ -74%
south country health alliance scha pmap (u) $507.21 ↓ -73%
medicare medicare (u) $528.05 ↓ -72%
medicare other all other medicare (u) $528.05 ↓ -72%
blue cross blue shield of minnesota bc pmap (amu) $548.17 ↓ -71%
bcbs bc medicare (u) $554.45 ↓ -71%
medica medica medicare (u) $554.45 ↓ -71%
uhc ubh pmap uhc ubh pmap (u) $615.55 ↓ -68%
blue cross blue shield of minnesota bc premier (m u) $618.61 ↓ -67%
bcbs bc aehp (mu) $727.70 ↓ -62%
blue cross blue shield of minnesota bc state health plan (mu) $743.27 ↓ -61%
blue cross blue shield of minnesota bc high value/performance network (mu) $781.14 ↓ -59%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $795.75 ↓ -58%
blue cross blue shield of minnesota bc aware/blue plus (m u) $822.26 ↓ -57%
health partners hpi pmap (amu) $855.95 ↓ -55%
blue cross allina health blueprint (mu) $873.95 ↓ -54%
medica pmap (um) medica pmap (um) $878.01 ↓ -54%
health partners hpi medicare (amu) $989.67 ↓ -48%
aetna aetna elevate (amu) $1,394.14 ↓ -27%
aetna aetna performance (amu) $1,483.13 ↓ -22%
health partners hpi cigna (mu) $1,598.50 ↓ -16%
medica dual solutions (a u) medica dual solutions (a u) $1,756.02 ↓ -8%
aetna direct network aetna direct network (amu) $2,161.01 ↑ +14%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $2,646.69 ↑ +39%
medica ubh (u) medica ubh (u) $2,768.50 ↑ +46%
medica health system medica elect (u m) $2,836.13 ↑ +49%
americas ppo (araz) americas ppo (araz) (a c m u) $2,926.70 ↑ +54%
medica medica essentials (u m) $2,961.11 ↑ +56%
medica mhps medica mhps (u m) $2,961.11 ↑ +56%
medica health system medica choice (u m) $3,116.54 ↑ +64%
medica ubh pmap medica ubh pmap (u) $3,164.00 ↑ +67%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $3,322.20 ↑ +75%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $3,955.00 ↑ +108%

Visitor-reported prices

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Gel-one at other Minnesota hospitals

Hospital City Cash price Negotiated range
Abbott Northwestern Hospital MN 55407 $1,898.40 $492.44 – $1,598.50
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $1,898.40 $492.44 – $855.95
Sanford Bemidji Medical Center Bemidji not published $502.80 – $555.72
Sanford Worthington Medical Center Worthington not published $502.80 – $555.72

All Minnesota hospitals for this procedure →