Family therapy without pt 50min 90846 at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$133.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$277.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with medica health system vs $402.25 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
medica health system medica choice (u m) $0.01 ↓ -100%
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
uhc ubh pmap uhc ubh pmap (u) $0.01 ↓ -100%
medica medica essentials (u m) $0.01 ↓ -100%
medica ubh (u) medica ubh (u) $0.01 ↓ -100%
medica ubh pmap medica ubh pmap (u) $0.01 ↓ -100%
medica pmap (um) medica pmap (um) $0.01 ↓ -100%
medica mhps medica mhps (u m) $0.01 ↓ -100%
medica health system medica elect (u m) $0.01 ↓ -100%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $32.74 ↓ -75%
aetna aetna elevate (amu) $57.35 ↓ -57%
aetna aetna performance (amu) $61.01 ↓ -54%
medica dual solutions (a u) medica dual solutions (a u) $72.24 ↓ -46%
aetna direct network aetna direct network (amu) $88.90 ↓ -33%
blue cross blue shield of minnesota bc pmap (amu) $94.08 ↓ -29%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $108.88 ↓ -18%
americas ppo (araz) americas ppo (araz) (a c m u) $120.40 ↓ -10%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $136.67 ↑ +3%
health partners hpi medicare (amu) $146.31 ↑ +10%
health partners hpi pmap (amu) $159.87 ↑ +20%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $162.70 ↑ +22%
all other medicaid all other medicaid (u) $169.11 ↑ +27%
medicaid medicaid ma (u) $169.11 ↑ +27%
allina aetna medicare (u) allina aetna medicare (u) $173.78 ↑ +30%
south country health alliance scha pmap (u) $174.18 ↑ +31%
medicare other all other medicare (u) $182.93 ↑ +37%
medicare medicare (u) $182.93 ↑ +37%
bcbs bc medicare (u) $192.08 ↑ +44%
medica medica medicare (u) $192.08 ↑ +44%
blue cross blue shield of minnesota bc state health plan (mu) $211.84 ↑ +59%
blue cross blue shield of minnesota bc premier (m u) $224.84 ↑ +69%
blue cross allina health blueprint (mu) $242.08 ↑ +82%
bcbs bc aehp (mu) $264.49 ↑ +98%
health partners hpi (u m) $274.69 ↑ +106%
blue cross blue shield of minnesota bc high value/performance network (mu) $283.92 ↑ +113%
blue cross blue shield of minnesota bc aware/blue plus (m u) $298.86 ↑ +124%
health partners hpi cigna (mu) $402.25 ↑ +202%

Visitor-reported prices

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Family therapy without pt 50min 90846 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bagley Medical Center Bagley $540.00 $163.42 – $607.50
Owatonna Hospital Owatonna $173.66 $135.12 – $313.66
Abbott Northwestern Hospital MN 55407 $133.30 $94.08 – $402.25
Allina Health Faribault Medical Center Faribualt $173.66 $135.12 – $313.66
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $133.30 $94.08 – $192.79
Buffalo Hospital Buffalo $173.66 $135.12 – $313.66
Cambridge Medical Center Cambridge $173.66 $135.12 – $313.66
River Falls Area Hospital River Falls $173.66 $131.21 – $554.94

All Minnesota hospitals for this procedure →