External chromosome analysis 20-25 cells at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$415.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$864.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.62 with blue cross blue shield of minnesota vs $864.60 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $72.62 ↓ -83%
allina aetna medicare (u) allina aetna medicare (u) $134.63 ↓ -68%
medicare medicare (u) $141.72 ↓ -66%
medicare other all other medicare (u) $141.72 ↓ -66%
medicaid medicaid ma (u) $144.48 ↓ -65%
all other medicaid all other medicaid (u) $144.48 ↓ -65%
south country health alliance scha pmap (u) $148.81 ↓ -64%
bcbs bc medicare (u) $148.81 ↓ -64%
medica medica medicare (u) $148.81 ↓ -64%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $173.96 ↓ -58%
blue cross blue shield of minnesota bc state health plan (mu) $180.38 ↓ -57%
uhc ubh pmap uhc ubh pmap (u) $180.60 ↓ -56%
blue cross blue shield of minnesota bc premier (m u) $191.49 ↓ -54%
medica pmap (um) medica pmap (um) $191.94 ↓ -54%
blue cross allina health blueprint (mu) $206.18 ↓ -50%
bcbs bc aehp (mu) $225.26 ↓ -46%
blue cross blue shield of minnesota bc high value/performance network (mu) $241.82 ↓ -42%
blue cross blue shield of minnesota bc aware/blue plus (m u) $254.54 ↓ -39%
health partners hpi pmap (amu) $260.53 ↓ -37%
health partners hpi medicare (amu) $301.22 ↓ -27%
aetna aetna elevate (amu) $304.77 ↓ -27%
aetna aetna performance (amu) $324.23 ↓ -22%
medica dual solutions (a u) medica dual solutions (a u) $383.88 ↓ -8%
aetna direct network aetna direct network (amu) $472.42 ↑ +14%
health partners hpi cigna (mu) $486.52 ↑ +17%
united healthcare (um) united healthcare (um) $523.08 ↑ +26%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $578.59 ↑ +39%
medica ubh (u) medica ubh (u) $605.22 ↑ +46%
americas ppo (araz) americas ppo (araz) (a c m u) $639.80 ↑ +54%
medica health system medica elect (u m) $642.05 ↑ +55%
medica mhps medica mhps (u m) $670.32 ↑ +62%
medica medica essentials (u m) $670.32 ↑ +62%
medica ubh pmap medica ubh pmap (u) $691.68 ↑ +67%
medica health system medica choice (u m) $705.51 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $726.26 ↑ +75%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $864.60 ↑ +108%

Visitor-reported prices

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External chromosome analysis 20-25 cells at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $338.40 $145.30 – $380.70
Sanford Behavioral Health Thief River Falls Thief River Falls $338.40 $145.30 – $380.70
Owatonna Hospital Owatonna $436.30 $89.61 – $574.90
Abbott Northwestern Hospital MN 55407 $415.01 $72.62 – $486.52
Allina Health Faribault Medical Center Faribualt $436.30 $89.61 – $574.90
New Ulm Medical Center MN 56073 $565.38 $116.76 – $825.64
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $415.01 $72.62 – $260.53
Buffalo Hospital Buffalo $436.30 $89.61 – $527.43

All Minnesota hospitals for this procedure →