ER Visit (level 4) at United Hospital
333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485
$616.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,284.80
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$258.50 with ucare pmap (a b c d e g n o s u r h) vs $2,604.00 with united healthcare (um) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $258.50 | ↓ -58% |
| blue cross blue shield of minnesota | bc pmap (amu) | $262.88 | ↓ -57% |
| medica pmap (um) | medica pmap (um) | $285.23 | ↓ -54% |
| health partners | hpi medicare (amu) | $387.76 | ↓ -37% |
| medicaid | medicaid ma (u) | $397.55 | ↓ -36% |
| all other medicaid | all other medicaid (u) | $397.55 | ↓ -36% |
| allina aetna medicare (u) | allina aetna medicare (u) | $408.53 | ↓ -34% |
| south country health alliance | scha pmap (u) | $409.48 | ↓ -34% |
| health partners | hpi pmap (amu) | $423.67 | ↓ -31% |
| medicare | medicare (u) | $430.03 | ↓ -30% |
| medicare other | all other medicare (u) | $430.03 | ↓ -30% |
| bcbs | bc medicare (u) | $451.53 | ↓ -27% |
| medica | medica medicare (u) | $451.53 | ↓ -27% |
| uhc ubh pmap | uhc ubh pmap (u) | $496.94 | ↓ -19% |
| blue cross blue shield of minnesota | bc state health plan (mu) | $599.94 | ↓ -3% |
| blue cross blue shield of minnesota | bc premier (m u) | $637.06 | ↑ +3% |
| blue cross | allina health blueprint (mu) | $685.95 | ↑ +11% |
| health partners | hpi (u m) | $718.36 | ↑ +16% |
| aetna | aetna elevate (amu) | $735.00 | ↑ +19% |
| bcbs | bc aehp (mu) | $749.44 | ↑ +22% |
| aetna | aetna performance (amu) | $791.00 | ↑ +28% |
| blue cross blue shield of minnesota | bc high value/performance network (mu) | $804.53 | ↑ +30% |
| blue cross blue shield of minnesota | bc aware/blue plus (m u) | $846.85 | ↑ +37% |
| americas ppo (araz)(a m u) | americas ppo (araz)(a m u) | $859.79 | ↑ +39% |
| medica ubh (u) | medica ubh (u) | $899.36 | ↑ +46% |
| americas ppo (araz) | americas ppo (araz) (a c m u) | $950.75 | ↑ +54% |
| medica dual solutions (a u) | medica dual solutions (a u) | $966.00 | ↑ +57% |
| medica ubh pmap | medica ubh pmap (u) | $1,027.84 | ↑ +67% |
| health partners | hpi cigna (mu) | $1,066.02 | ↑ +73% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $1,079.23 | ↑ +75% |
| aetna direct network | aetna direct network (amu) | $1,136.00 | ↑ +84% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $1,284.80 | ↑ +108% |
| medica health system | medica elect (u m) | $1,680.00 | ↑ +172% |
| medica mhps | medica mhps (u m) | $1,754.00 | ↑ +184% |
| medica | medica essentials (u m) | $1,754.00 | ↑ +184% |
| medica health system | medica choice (u m) | $1,846.00 | ↑ +199% |
| united healthcare (um) | united healthcare (um) | $2,604.00 | ↑ +322% |
Visitor-reported prices
Comments
ER Visit (level 4) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $1,224.00 | $370.41 – $1,377.00 |
| Sanford Westbrook Hospital | Westbrook | $1,292.80 | $391.23 – $1,454.40 |
| Sanford Bagley Medical Center | Bagley | $1,411.20 | $427.06 – $1,587.60 |
| Sanford Wheaton | Wheaton | $957.60 | $289.79 – $1,077.30 |
| Sanford Luverne Medical Center | Luverne | $1,190.40 | $360.24 – $1,339.20 |
| Sanford Bemidji Medical Center | Bemidji | $1,411.20 | $319.53 – $1,587.60 |
| Sanford Worthington Medical Center | Worthington | $880.00 | $326.43 – $990.00 |
| Sanford Tracy Hospital | Tracy | $1,292.80 | $391.23 – $1,454.40 |