ER Visit (level 2) at United Hospital
333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485
$172.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$360.20
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$72.47 with ucare pmap (a b c d e g n o s u r h) vs $544.00 with united healthcare (um) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $72.47 | ↓ -58% |
| medica pmap (um) | medica pmap (um) | $79.96 | ↓ -54% |
| blue cross blue shield of minnesota | bc pmap (amu) | $93.88 | ↓ -46% |
| medicaid | medicaid ma (u) | $120.18 | ↓ -30% |
| all other medicaid | all other medicaid (u) | $120.18 | ↓ -30% |
| south country health alliance | scha pmap (u) | $123.79 | ↓ -28% |
| health partners | hpi medicare (amu) | $144.20 | ↓ -17% |
| uhc ubh pmap | uhc ubh pmap (u) | $150.23 | ↓ -13% |
| allina aetna medicare (u) | allina aetna medicare (u) | $150.33 | ↓ -13% |
| health partners | hpi pmap (amu) | $157.56 | ↓ -9% |
| medicare other | all other medicare (u) | $158.24 | ↓ -8% |
| medicare | medicare (u) | $158.24 | ↓ -8% |
| medica | medica medicare (u) | $166.15 | ↓ -4% |
| bcbs | bc medicare (u) | $166.15 | ↓ -4% |
| blue cross blue shield of minnesota | bc state health plan (mu) | $214.27 | ↑ +24% |
| blue cross blue shield of minnesota | bc premier (m u) | $227.52 | ↑ +32% |
| health partners | hpi (u m) | $240.55 | ↑ +39% |
| americas ppo (araz)(a m u) | americas ppo (araz)(a m u) | $241.05 | ↑ +39% |
| blue cross | allina health blueprint (mu) | $244.98 | ↑ +42% |
| medica dual solutions (a u) | medica dual solutions (a u) | $250.00 | ↑ +45% |
| medica ubh (u) | medica ubh (u) | $252.14 | ↑ +46% |
| americas ppo (araz) | americas ppo (araz) (a c m u) | $266.55 | ↑ +54% |
| bcbs | bc aehp (mu) | $267.65 | ↑ +55% |
| blue cross blue shield of minnesota | bc high value/performance network (mu) | $287.33 | ↑ +66% |
| medica ubh pmap | medica ubh pmap (u) | $288.16 | ↑ +67% |
| aetna | aetna elevate (amu) | $294.00 | ↑ +70% |
| blue cross blue shield of minnesota | bc aware/blue plus (m u) | $302.45 | ↑ +75% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $302.57 | ↑ +75% |
| aetna | aetna performance (amu) | $316.00 | ↑ +83% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $360.20 | ↑ +108% |
| health partners | hpi cigna (mu) | $396.45 | ↑ +129% |
| medica health system | medica elect (u m) | $432.00 | ↑ +150% |
| medica | medica essentials (u m) | $451.00 | ↑ +161% |
| medica mhps | medica mhps (u m) | $451.00 | ↑ +161% |
| aetna direct network | aetna direct network (amu) | $454.00 | ↑ +163% |
| medica health system | medica choice (u m) | $475.00 | ↑ +175% |
| united healthcare (um) | united healthcare (um) | $544.00 | ↑ +215% |
Visitor-reported prices
Comments
ER Visit (level 2) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $504.80 | $152.77 – $567.90 |
| Sanford Westbrook Hospital | Westbrook | $464.00 | $140.42 – $522.00 |
| Sanford Bagley Medical Center | Bagley | $501.60 | $151.80 – $564.30 |
| Sanford Wheaton | Wheaton | $372.00 | $112.58 – $418.50 |
| Sanford Luverne Medical Center | Luverne | $430.40 | $130.25 – $484.20 |
| Sanford Bemidji Medical Center | Bemidji | $501.60 | $117.99 – $564.30 |
| Sanford Worthington Medical Center | Worthington | $432.80 | $120.54 – $486.90 |
| Sanford Tracy Hospital | Tracy | $464.00 | $140.42 – $522.00 |